Financials Republic Bancorp, Inc.

Equities

RBCAA

US7602812049

Banks

Market Closed - Nasdaq 03:59:24 2024-05-29 pm EDT 5-day change 1st Jan Change
50.12 USD -3.17% Intraday chart for Republic Bancorp, Inc. -6.75% -9.14%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 980.5 754.4 1,027 808 1,069 1,005 -
Enterprise Value (EV) 1 980.5 754.4 1,027 808 1,069 1,005 1,005
P/E ratio 10.7 x 9.04 x 12 x 8.92 x 11.9 x 10.3 x 10.6 x
Yield 2.26% 3.17% 2.42% 3.33% - 3.15% 3.15%
Capitalization / Revenue 4.15 x 3.25 x 4.66 x 3.41 x - 2.71 x 2.64 x
EV / Revenue 4.15 x 3.25 x 4.66 x 3.41 x - 2.71 x 2.64 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.28 x 0.92 x - 0.94 x - 1.03 x 0.96 x
Nbr of stocks (in thousands) 20,951 20,916 20,208 19,747 19,379 19,412 -
Reference price 2 46.80 36.07 50.84 40.92 55.16 51.76 51.76
Announcement Date 1/24/20 1/29/21 1/28/22 1/27/23 1/26/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 236.1 232.3 220.6 236.7 - 370.3 381.3
EBITDA - - - - - - -
EBIT 1 139 133.9 125.1 139.2 - 173.2 178.8
Operating Margin 58.85% 57.64% 56.73% 58.81% - 46.77% 46.89%
Earnings before Tax (EBT) 1 113.2 102.6 - 116.8 - 121.4 117.9
Net income 1 91.7 83.25 - 91.11 90.37 96.81 94.15
Net margin 38.83% 35.83% - 38.49% - 26.14% 24.69%
EPS 2 4.390 3.990 4.240 4.590 4.620 5.010 4.870
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 1.056 1.144 1.232 1.364 - 1.630 1.630
Announcement Date 1/24/20 1/29/21 1/28/22 1/27/23 1/26/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 50.34 62.61 51.23 58.04 63.11 115.3 84.18 78.84 85.1 81.5 82.3 123.1 87.9
EBITDA - - - - - - - - - - - - -
EBIT 1 22.39 45.04 34.14 26.98 31.33 62.88 32.65 30.8 36.2 32.8 33.8 71 37.5
Operating Margin 44.47% 71.94% 66.65% 46.48% 49.64% 54.53% 38.78% 39.07% 42.54% 40.25% 41.07% 57.68% 42.66%
Earnings before Tax (EBT) 1 19.81 35.81 30.44 25.4 23.49 36.11 26.51 27.07 32.2 28.1 22.5 39.6 28.2
Net income 1 16.8 27.93 23.9 19.48 18.51 28.09 21.05 21.57 25.65 22.45 18.11 31.36 22.51
Net margin 33.38% 44.6% 46.65% 33.57% 29.33% 24.36% 25.01% 27.36% 30.14% 27.54% 22% 25.47% 25.61%
EPS 2 0.8400 1.400 1.200 0.9900 0.9400 1.420 1.070 1.100 1.330 1.160 0.9400 1.620 1.160
Dividend per Share 2 0.3080 0.3410 0.3410 0.3410 0.3410 0.3740 0.3740 0.3740 0.4100 0.4100 0.4100 0.4100 0.4100
Announcement Date 1/28/22 4/21/22 7/22/22 10/21/22 1/27/23 4/20/23 7/21/23 10/20/23 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 12.5% 10.4% 10.3% 10.7% - 10.3% 9.28%
ROA (Net income/ Total Assets) 1.64% 1.38% 1.38% 1.48% - 1.41% 1.31%
Assets 1 5,591 6,032 - 6,156 - 6,866 7,187
Book Value Per Share 2 36.50 39.40 - 43.40 - 50.40 53.60
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/24/20 1/29/21 1/28/22 1/27/23 1/26/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
51.76 USD
Average target price
56 USD
Spread / Average Target
+8.19%
Consensus
  1. Stock Market
  2. Equities
  3. RBCAA Stock
  4. Financials Republic Bancorp, Inc.