Market Closed -
Nyse
04:00:02 2024-05-23 pm EDT
|
5-day change
|
1st Jan Change
|
20.39
USD
|
-1.92%
|
|
-3.36%
|
+5.70%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
4,941
|
4,249
|
4,695
|
3,861
|
5,349
|
5,436
|
-
|
-
|
Enterprise Value (EV)
1 |
4,941
|
4,249
|
4,695
|
3,861
|
5,349
|
4,792
|
4,792
|
4,792
|
P/E ratio
|
7.66
x
|
9.73
x
|
7.79
x
|
4.66
x
|
7.75
x
|
8.01
x
|
7.7
x
|
7.22
x
|
Yield
|
0.85%
|
1.91%
|
1.94%
|
2.77%
|
2.23%
|
2.37%
|
2.55%
|
3.04%
|
Capitalization / Revenue
|
4.07
x
|
3.54
x
|
3.96
x
|
3.29
x
|
4.63
x
|
4.51
x
|
4.33
x
|
4.28
x
|
EV / Revenue
|
4.07
x
|
3.54
x
|
3.96
x
|
3.29
x
|
4.63
x
|
3.97
x
|
3.82
x
|
3.77
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.14
x
|
0.9
x
|
0.95
x
|
0.82
x
|
1.04
x
|
1
x
|
0.9
x
|
0.82
x
|
Nbr of stocks (in thousands)
|
348,709
|
338,573
|
325,583
|
297,025
|
277,311
|
266,587
|
-
|
-
|
Reference price
2 |
14.17
|
12.55
|
14.42
|
13.00
|
19.29
|
20.39
|
20.39
|
20.39
|
Announcement Date
|
2/4/20
|
2/23/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,214
|
1,199
|
1,186
|
1,173
|
1,155
|
1,206
|
1,255
|
1,271
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
842.7
|
632.3
|
-
|
1,138
|
-
|
-
|
-
|
-
|
Operating Margin
|
69.41%
|
52.73%
|
-
|
97.04%
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
848
|
559.3
|
801.8
|
1,090
|
902.2
|
860.3
|
838.5
|
826.3
|
Net income
1 |
673.8
|
446.1
|
635
|
865.3
|
712.9
|
678.2
|
660.4
|
630.5
|
Net margin
|
55.5%
|
37.2%
|
53.55%
|
73.79%
|
61.72%
|
56.22%
|
52.63%
|
49.61%
|
EPS
2 |
1.850
|
1.290
|
1.850
|
2.790
|
2.490
|
2.546
|
2.649
|
2.824
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.1200
|
0.2400
|
0.2800
|
0.3600
|
0.4300
|
0.4833
|
0.5200
|
0.6200
|
Announcement Date
|
2/4/20
|
2/23/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
294.1
|
294.6
|
293.1
|
292.8
|
292.3
|
284
|
290.7
|
296.5
|
284
|
294.4
|
301
|
303.7
|
306.5
|
309.3
|
311.8
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
218.6
|
219.4
|
315.9
|
314.3
|
240.4
|
195.6
|
242.4
|
234.4
|
229.8
|
219.9
|
216.1
|
214.7
|
211.3
|
204.9
|
213.2
|
Net income
1 |
173.9
|
175
|
249.3
|
249.6
|
191.4
|
154.5
|
191.1
|
182.8
|
184.5
|
174.1
|
170.2
|
167.6
|
165
|
161.6
|
167.6
|
Net margin
|
59.14%
|
59.4%
|
85.04%
|
85.25%
|
65.51%
|
54.42%
|
65.73%
|
61.67%
|
64.98%
|
59.14%
|
56.52%
|
55.19%
|
53.85%
|
52.24%
|
53.76%
|
EPS
2 |
0.5200
|
0.5400
|
0.8000
|
0.8100
|
0.6400
|
0.5300
|
0.6600
|
0.6400
|
0.6600
|
0.6400
|
0.6323
|
0.6332
|
0.6324
|
0.6298
|
0.6658
|
Dividend per Share
2 |
0.0800
|
0.0800
|
0.0800
|
0.1000
|
0.1000
|
0.1000
|
0.1000
|
0.1150
|
0.1150
|
-
|
0.1175
|
0.1250
|
0.1250
|
0.1300
|
0.1300
|
Announcement Date
|
2/2/22
|
5/4/22
|
8/3/22
|
11/2/22
|
2/1/23
|
5/3/23
|
8/2/23
|
10/31/23
|
1/31/24
|
5/1/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
644
|
644
|
644
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
17.1%
|
9.9%
|
13.3%
|
19%
|
14.4%
|
13.1%
|
12.6%
|
12.1%
|
ROA (Net income/ Total Assets)
|
11.3%
|
6.57%
|
8.65%
|
12.8%
|
11.2%
|
10.3%
|
9.8%
|
-
|
Assets
1 |
5,954
|
6,792
|
7,340
|
6,769
|
6,376
|
6,585
|
6,739
|
-
|
Book Value Per Share
2 |
12.40
|
13.90
|
15.20
|
15.80
|
18.60
|
20.40
|
22.60
|
25.00
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/4/20
|
2/23/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Last Close Price
20.39
USD Average target price
22.56
USD Spread / Average Target +10.65% Consensus |
1st Jan change
|
Capi.
|
---|
| +5.70% | 5.54B | | +17.50% | 30.53B | | -2.18% | 13.98B | | +9.74% | 2.66B | | -19.42% | 1.84B | | +2.59% | 886M | | 0.00% | 78.33M | | -5.62% | 71.69M | | +5.56% | 64.5M |
Property Insurance
|