Financials Everyday People Financial Corp.

Equities

EPF

CA30042D1087

Miscellaneous Fintech Infrastructure

Market Closed - Toronto S.E. 12:01:58 2024-05-31 pm EDT 5-day change 1st Jan Change
0.4 CAD +1.27% Intraday chart for Everyday People Financial Corp. +1.27% -20.00%

Valuation

Fiscal Period: December 2022 2023
Capitalization 1 44.31 57.04
Enterprise Value (EV) 1 60.82 82.33
P/E ratio - -29.2 x
Yield - -
Capitalization / Revenue 2.46 x 1.51 x
EV / Revenue 3.38 x 2.17 x
EV / EBITDA -9.53 x -22.4 x
EV / FCF - -20,986,212 x
FCF Yield - -0%
Price to Book 4.09 x 5.46 x
Nbr of stocks (in thousands) 112,175 114,077
Reference price 2 0.3950 0.5000
Announcement Date 5/2/23 5/3/24
1CAD in Million2CAD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023
Net sales 1 18.94 13.65 17.98 37.89
EBITDA 1 -4.135 -3.376 -6.384 -3.676
EBIT 1 -5.305 -4.711 -7.879 -5.632
Operating Margin -28.01% -34.52% -43.83% -14.86%
Earnings before Tax (EBT) 1 -4.8 -4.757 -35.97 -2.536
Net income 1 -4.572 -4.934 -36.55 -1.953
Net margin -24.14% -36.16% -203.29% -5.15%
EPS 2 -0.0586 -0.0571 - -0.0171
Free Cash Flow - -4.701 - -3.923
FCF margin - -34.45% - -10.35%
FCF Conversion (EBITDA) - - - -
FCF Conversion (Net income) - - - -
Dividend per Share - - - -
Announcement Date 7/28/22 7/28/22 5/2/23 5/3/24
1CAD in Million2CAD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023
Net Debt 1 10.4 7.23 16.5 25.3
Net Cash position 1 - - - -
Leverage (Debt/EBITDA) -2.523 x -2.142 x -2.586 x -6.881 x
Free Cash Flow - -4.7 - -3.92
ROE (net income / shareholders' equity) - -13% - -18.2%
ROA (Net income/ Total Assets) - -4.92% - -6.38%
Assets 1 - 100.4 - 30.61
Book Value Per Share 2 0.4100 0.4400 0.1000 0.0900
Cash Flow per Share 2 0.0200 0.0200 0.0100 0.0100
Capex 1 0.13 0.11 0.18 0.04
Capex / Sales 0.66% 0.77% 1.01% 0.1%
Announcement Date 7/28/22 7/28/22 5/2/23 5/3/24
1CAD in Million2CAD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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