New York Community Bancorp Inc. announced unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2015. For the quarter, the company's net interest loss was $449,202,000 against net interest income of $283,682,000 a year ago. Loss before income taxes was $693,625,000 against income before income tax of $206,250,000 a year ago. Net loss was $404,807,000 or $0.87 per basic and diluted share against net income of $131,197,000 or $0.30 per basic and diluted share a year ago. Return on average assets -Negative was 3.28% against positive of 1.07% a year ago. Return on average tangible assets - Negative was 3.44% against positive of 1.14% a year ago. Return on average stockholders' equity - Negative was 27.82% against positive of 9.05% a year ago. Return on average tangible stockholders equity - Negative was 47.83% against positive of 15.79% a year ago. On non-GAAP basis, earnings were $145,190,000 or $0.31 per basic and diluted share against $131,197,000 or $0.30 per basic and diluted share a year ago. Return on average assets was 1.18% against 1.07% a year ago. Return on average tangible assets was 1.24% against 1.14% a year ago. Return on average stockholders' equity was 9.98% against 9.05% a year ago. Return on average tangible stockholders equity was 17.26% against 15.79% a year ago.

For the year, the company's net interest income was $408,075,000 against $1,140,353,000 a year ago. Loss before income taxes was $132,013,000 against income before income taxes of $773,066,000 a year ago. Net loss was $47,156,000 or $0.11 per basic and diluted share against net income of $485,397,000 or $1.09 per basic and diluted share a year ago. Return on average assets - Negative was 0.10% against positive of 1.01% a year ago. Return on average tangible assets - Negative was 0.09% against positive of 1.08% a year ago. Return on average stockholders equity - Negative was 0.81% against positive of 8.41% a year ago. Return on average tangible stockholders equity - Negative was 1.30% against positive of 14.77% a year ago. Book value per share as at December 31, 2015 was $12.24 against $13.06 a year ago. Tangible book value per share as at December 31, 2015 was $7.21 against $7.54 a year ago. On non-GAAP basis, earnings were $502,841,000 or $1.11 per basic and diluted share against $485,397,000 or $1.09 per basic and diluted share a year ago. Return on average assets was 1.03% against 1.01% a year ago. Return on average tangible assets was 1.09% against 1.08% a year ago. Return on average stockholders equity was 8.65% against 8.41% a year ago. Return on average tangible stockholders equity was 15.01% against 14.77% a year ago.