Bankinter, S.A. reported earnings results for the fourth quarter and full year 2012. Net income in the fourth quarters has reached EUR 52.5 million, the high reported figure in the year, 5.5% more than in the third quarter and 53% more than in the fourth quarter of 2011. In the fourth quarter stand-alone, net interest income has reached EUR 147 million. This is 28 less than in the third quarter and similar levels if compared to the fourth quarter of 2011.

The company reported that 2012 profit before tax amounts to EUR 154 million, that represents 35.8% less than in the same period last year. Results have continued to improve in 2012 despite headwind. Net interest income at EUR 124.7 million is EUR 56.6 million lower than the previous year or 31.2% down. But the underlying net income, excluding generic provisions and the impact of the Royal Decrees for the restructuring of the system, continues improving. Net interest income at EUR 660.3 million in 2012 has grown EUR 117.6 million in the year and is growing 21.7%.

For net interest income, the company will be in positive growth rates compared to 2012.