XTM Inc. together with KABN Systems North America Inc. announced the launch of the KABN Visa Card and digital banking solution.  Users of KABN's Liquid Avatar platform will have the added features of XTM's sophisticated fintech, bank-in-a-box solution. XTM's cloud based, PCI compliant web and mobile architecture has the features common to neo banking including transaction tracking, balance reports, e-Transfer/ACH, bill-pay, card-to-card transfers, card to bank, suspicious activity notifications and more, including: Multi-language, time-zone and multi-currency support; Publicly published APIs to facilitate rapid integrations; Lending and adjudication engines facilitating overdraft and other credit offerings; and Multi-bank and multi-processor integrations allowing for quick launch and rollout. KABN North America, by way of its Liquid Avatar platform provides a biometrically, verified, SSI solution which allows users to manage a wide range of verifiable credentials, online site and program access, and data permissions, putting control over personal data in the hands of its owners.

KABN Visa cardholders will be able to enhance their spending power wherever Visa is accepted, online and in more than 200 countries and territories worldwide.  They will be automatically enrolled in KABN KASH. As part of its onboarding strategy for the KABN prepaid Visa cardholders, KABN North America, via its Liquid Avatar, biometric, verified self sovereign identity platform, provides state of the art, Always On identity verification and validation services at no charge to consumers. This allows users to create, manage and control verifiable credentials to digitally prove their identity and provide access continuously without the hassle of needing to reverify time and time again to a growing list of online service providers, healthcare initiatives, and other value-based programs. In turn, validated users are qualified for unique and customized financial services and offers including the KABN prepaid Visa card, KABN KASH and other value-based opportunities, subject to permissions and necessary approvals.