SAN RAFAEL, Calif. (AP) _ Westamerica Bancorp (WABC) on Thursday reported net income of $21.7 million in its fourth quarter.

The bank, based in San Rafael, California, said it had earnings of 81 cents per share.

The holding company for Westamerica Bank posted revenue of $53.9 million in the period. Its revenue net of interest expense was $53.4 million, missing Street forecasts.

For the year, the company reported profit of $86.5 million, or $3.22 per share. Revenue was reported as $214.8 million.

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