Washington Federal Inc. announced unaudited consolidated earnings results for the quarter ended December 31, 2012. For the quarter, the company reported interest income of $131,309,000 compared to $155,926,000 a year ago. Net interest income was $95,434,000 compared to $103,714,000 a year ago. Income before income taxes was $55,174,000 compared to $52,216,000 a year ago. Net income was $35,282,000 or $0.33 per basic and diluted share compared to $33,418,000 or $0.31 per basic and diluted share a year ago. Return on average assets was 1.11% compared to 0.98% a year ago. Return on average common equity was 7.41% compared to 7.02% a year ago.

Net loan charge-offs decreased from $14 million for the quarter ended December 31, 2011 to $10 million in the current quarter, a 29% decrease.