Item 8.01 Other Events

On December 31, 2021, Washington Federal Bank, N.A., dba WaFd Bank ("WaFd Bank" or "Bank"), the bank subsidiary of Washington Federal, Inc. (NASDAQ: WAFD) ("Washington Federal" or "Company"), applied to the Washington State Department of Financial Institutions to convert from a national association to a Washington state-chartered bank. If the application is approved and the conversion is completed, then the Washington State Department of Financial Institutions will be the Bank's primary regulator, the Federal Deposit Insurance Corporation (the "FDIC") will be the Bank's primary federal regulator and the Federal Reserve will continue to be the Company's primary federal regulator. The Bank has notified the FDIC of the proposed charter conversion. The Bank also filed a notice of the charter conversion with its current primary federal regulator, the Office of the Comptroller of the Currency. If the charter conversion application is approved, the Bank will cancel its holdings of stock of the Federal Reserve Bank of San Francisco and terminate its membership in the Federal Reserve System.

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