VWF Bancorp, Inc. Stock

VWF Bancorp, Inc. is a savings and loan holding company for Van Wert Federal Savings Bank (the Bank). The Bank is a federally chartered mutual thrift engaged primarily in the business of making residential mortgage loans and accepting deposits. The Bank’s operations are conducted through its office located in Van Wert, Ohio. The Bank’s business consists primarily of taking deposits from the public and investing those deposits, together with funds generated from operations, in one- to-four-family residential mortgage loans secured by properties located in its primary market area. The Bank considers Van Wert County, located in northwest Ohio, to be its primary market area for originating loans and gathering deposits. The Bank also originates commercial real estate loans, agricultural real estate loans, construction, and land loans, commercial and industrial loans, home equity lines of credit, and consumer loans. The Bank’s loan portfolio consists primarily of residential mortgage loans.