Financials Vanquis Banking Group plc Deutsche Boerse AG

Equities

PRVA

GB00B1Z4ST84

Consumer Lending

Real-time Estimate Tradegate 05:09:17 2024-07-02 am EDT 5-day change 1st Jan Change
0.579 EUR +0.17% Intraday chart for Vanquis Banking Group plc -1.90% -61.81%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,144 769.8 901 479.9 327.6 125 - -
Enterprise Value (EV) 1 2,816 2,124 2,106 1,931 2,117 125 125 125
P/E ratio 13.8 x -9.33 x -28.1 x 6.27 x -53.8 x -60.2 x 9.26 x 2.17 x
Yield 5.47% - 3.34% 8% 4.64% 2.04% 3.46% 10.9%
Capitalization / Revenue 1.15 x 0.95 x 1.5 x 1 x 0.67 x 0.25 x 0.23 x 0.21 x
EV / Revenue 1.15 x 0.95 x 1.5 x 1 x 0.67 x 0.25 x 0.23 x 0.21 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.56 x 1.2 x 1.44 x 0.79 x 0.56 x 0.22 x 0.21 x 0.2 x
Nbr of stocks (in thousands) 250,253 250,762 250,842 250,976 253,537 254,613 - -
Reference price 2 4.571 3.070 3.592 1.912 1.292 0.4910 0.4910 0.4910
Announcement Date 2/27/20 5/10/21 3/31/22 3/31/23 3/27/24 - - -
1GBP in Million2GBP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 998.3 807.8 602.6 480.7 488.8 500.9 534.4 581.8
EBITDA - - - - - - - -
EBIT 1 234.6 22.5 117.8 185.4 138.3 190.9 224.8 272.5
Operating Margin 23.5% 2.79% 19.55% 38.57% 28.29% 38.11% 42.07% 46.83%
Earnings before Tax (EBT) 1 128.8 -113.5 4.1 110.1 -4.4 -2.621 18.3 77.92
Net income 1 84.4 -83.4 -32.1 77.4 -6 -1.984 18.81 57.07
Net margin 8.45% -10.32% -5.33% 16.1% -1.23% -0.4% 3.52% 9.81%
EPS 2 0.3310 -0.3290 -0.1280 0.3050 -0.0240 -0.008160 0.0530 0.2263
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.2500 - 0.1200 0.1530 0.0600 0.0100 0.0170 0.0536
Announcement Date 2/27/20 5/10/21 3/31/22 3/31/23 3/27/24 - - -
1GBP in Million2GBP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1,672 1,354 1,205 1,451 1,790 - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 16.5% -4.07% 22.5% 15.7% 2.87% 1.65% 3.77% 10.6%
ROA (Net income/ Total Assets) 4.09% -0.94% 4.97% 3.61% 0.59% 0.33% 0.73% 2.08%
Assets 1 2,065 8,915 -645.9 2,143 -1,017 -601.3 2,576 2,748
Book Value Per Share 2 2.920 2.550 2.490 2.420 2.300 2.260 2.320 2.520
Cash Flow per Share 0.3900 - - - - - - -
Capex - - 1.3 - - - - -
Capex / Sales - - 0.22% - - - - -
Announcement Date 2/27/20 5/10/21 3/31/22 3/31/23 3/27/24 - - -
1GBP in Million2GBP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
0.491 GBP
Average target price
0.9157 GBP
Spread / Average Target
+86.50%
Consensus

Annual profits - Rate of surprise

  1. Stock Market
  2. Equities
  3. PFG Stock
  4. PRVA Stock
  5. Financials Vanquis Banking Group plc