Real-time Estimate
Tradegate
05:09:17 2024-07-02 am EDT
|
5-day change
|
1st Jan Change
|
0.579
EUR
|
+0.17%
|
|
-1.90%
|
-61.81%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
1,144
|
769.8
|
901
|
479.9
|
327.6
|
125
|
-
|
-
|
Enterprise Value (EV)
1 |
2,816
|
2,124
|
2,106
|
1,931
|
2,117
|
125
|
125
|
125
|
P/E ratio
|
13.8
x
|
-9.33
x
|
-28.1
x
|
6.27
x
|
-53.8
x
|
-60.2
x
|
9.26
x
|
2.17
x
|
Yield
|
5.47%
|
-
|
3.34%
|
8%
|
4.64%
|
2.04%
|
3.46%
|
10.9%
|
Capitalization / Revenue
|
1.15
x
|
0.95
x
|
1.5
x
|
1
x
|
0.67
x
|
0.25
x
|
0.23
x
|
0.21
x
|
EV / Revenue
|
1.15
x
|
0.95
x
|
1.5
x
|
1
x
|
0.67
x
|
0.25
x
|
0.23
x
|
0.21
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.56
x
|
1.2
x
|
1.44
x
|
0.79
x
|
0.56
x
|
0.22
x
|
0.21
x
|
0.2
x
|
Nbr of stocks (in thousands)
|
250,253
|
250,762
|
250,842
|
250,976
|
253,537
|
254,613
|
-
|
-
|
Reference price
2 |
4.571
|
3.070
|
3.592
|
1.912
|
1.292
|
0.4910
|
0.4910
|
0.4910
|
Announcement Date
|
2/27/20
|
5/10/21
|
3/31/22
|
3/31/23
|
3/27/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
998.3
|
807.8
|
602.6
|
480.7
|
488.8
|
500.9
|
534.4
|
581.8
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
234.6
|
22.5
|
117.8
|
185.4
|
138.3
|
190.9
|
224.8
|
272.5
|
Operating Margin
|
23.5%
|
2.79%
|
19.55%
|
38.57%
|
28.29%
|
38.11%
|
42.07%
|
46.83%
|
Earnings before Tax (EBT)
1 |
128.8
|
-113.5
|
4.1
|
110.1
|
-4.4
|
-2.621
|
18.3
|
77.92
|
Net income
1 |
84.4
|
-83.4
|
-32.1
|
77.4
|
-6
|
-1.984
|
18.81
|
57.07
|
Net margin
|
8.45%
|
-10.32%
|
-5.33%
|
16.1%
|
-1.23%
|
-0.4%
|
3.52%
|
9.81%
|
EPS
2 |
0.3310
|
-0.3290
|
-0.1280
|
0.3050
|
-0.0240
|
-0.008160
|
0.0530
|
0.2263
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.2500
|
-
|
0.1200
|
0.1530
|
0.0600
|
0.0100
|
0.0170
|
0.0536
|
Announcement Date
|
2/27/20
|
5/10/21
|
3/31/22
|
3/31/23
|
3/27/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
1,672
|
1,354
|
1,205
|
1,451
|
1,790
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
16.5%
|
-4.07%
|
22.5%
|
15.7%
|
2.87%
|
1.65%
|
3.77%
|
10.6%
|
ROA (Net income/ Total Assets)
|
4.09%
|
-0.94%
|
4.97%
|
3.61%
|
0.59%
|
0.33%
|
0.73%
|
2.08%
|
Assets
1 |
2,065
|
8,915
|
-645.9
|
2,143
|
-1,017
|
-601.3
|
2,576
|
2,748
|
Book Value Per Share
2 |
2.920
|
2.550
|
2.490
|
2.420
|
2.300
|
2.260
|
2.320
|
2.520
|
Cash Flow per Share
|
0.3900
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
1.3
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
0.22%
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/27/20
|
5/10/21
|
3/31/22
|
3/31/23
|
3/27/24
|
-
|
-
|
-
|
Last Close Price
0.491
GBP Average target price
0.9157
GBP Spread / Average Target +86.50% Consensus |
1st Jan change
|
Capi.
|
---|
| -1.27% | 53.88B | | -6.63% | 30.18B | | +51.45% | 26.86B | | +36.45% | 25.43B | | +25.98% | 19.32B | | +11.34% | 14.44B | | +22.12% | 8.6B | | -35.38% | 6.8B | | +121.24% | 6.75B |
Other Consumer Lending
|