Financials United Overseas Insurance Limited
Equities
U13
SG1M91002014
Multiline Insurance & Brokers
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
6.92 SGD | +1.76% | +4.22% | +16.50% |
May. 30 | United Overseas Insurance Limited Announces Change of Company Secretary, Effective 31 May 2024 | CI |
Apr. 24 | United Overseas Insurance's Q1 Pre-Tax Profit Jumps 67% | MT |
Valuation
Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
---|---|---|---|---|---|---|
Capitalization 1 | 418.9 | 422 | 411 | 418.9 | 397.5 | 363.3 |
Enterprise Value (EV) 1 | 358.3 | 333.8 | 354.8 | 380.5 | 353.2 | 298.3 |
P/E ratio | 17.6 x | 10.4 x | 17 x | 15.8 x | 23.7 x | 12.4 x |
Yield | 2.48% | 2.46% | 2.53% | 2.48% | 2.62% | 2.86% |
Capitalization / Revenue | 10.2 x | 6.1 x | 7.21 x | 7.94 x | 10.2 x | 3.14 x |
EV / Revenue | 8.76 x | 4.82 x | 6.23 x | 7.21 x | 9.04 x | 2.58 x |
EV / EBITDA | 15.9 x | 6.75 x | 10.4 x | 12.7 x | 24.5 x | 7.2 x |
EV / FCF | 12.7 x | -18.2 x | -35.5 x | -11.6 x | 8.55 x | 6.65 x |
FCF Yield | 7.89% | -5.49% | -2.82% | -8.61% | 11.7% | 15% |
Price to Book | 1.11 x | 1.01 x | 0.97 x | 0.93 x | 0.95 x | 0.82 x |
Nbr of stocks (in thousands) | 61,155 | 61,155 | 61,155 | 61,155 | 61,155 | 61,155 |
Reference price 2 | 6.850 | 6.900 | 6.720 | 6.850 | 6.500 | 5.940 |
Announcement Date | 3/20/19 | 3/18/20 | 4/1/21 | 4/5/22 | 3/23/23 | 2/20/24 |
Income Statement Evolution (Annual data)
Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
---|---|---|---|---|---|---|
Net sales 1 | 40.91 | 69.2 | 56.98 | 52.76 | 39.06 | 115.8 |
EBITDA 1 | 22.49 | 49.47 | 34.09 | 30.02 | 14.44 | 41.44 |
EBIT 1 | 22.4 | 49.38 | 33.6 | 29.32 | 13.22 | 39.97 |
Operating Margin | 54.75% | 71.35% | 58.98% | 55.58% | 33.85% | 34.52% |
Earnings before Tax (EBT) 1 | 25.79 | 46.26 | 29.51 | 32.76 | 21.79 | 33.21 |
Net income 1 | 23.83 | 40.39 | 24.1 | 26.59 | 16.74 | 29.26 |
Net margin | 58.25% | 58.37% | 42.31% | 50.4% | 42.86% | 25.28% |
EPS 2 | 0.3897 | 0.6605 | 0.3941 | 0.4348 | 0.2737 | 0.4785 |
Free Cash Flow 1 | 28.27 | -18.33 | -9.995 | -32.74 | 41.33 | 44.86 |
FCF margin | 69.11% | -26.49% | -17.54% | -62.06% | 105.82% | 38.75% |
FCF Conversion (EBITDA) | 125.7% | - | - | - | 286.21% | 108.26% |
FCF Conversion (Net income) | 118.65% | - | - | - | 246.87% | 153.31% |
Dividend per Share 2 | 0.1700 | 0.1700 | 0.1700 | 0.1700 | 0.1700 | 0.1700 |
Announcement Date | 3/20/19 | 3/18/20 | 4/1/21 | 4/5/22 | 3/23/23 | 2/20/24 |
Balance Sheet Analysis
Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
---|---|---|---|---|---|---|
Net Debt 1 | - | - | - | - | - | - |
Net Cash position 1 | 60.6 | 88.2 | 56.1 | 38.4 | 44.3 | 64.9 |
Leverage (Debt/EBITDA) | - | - | - | - | - | - |
Free Cash Flow 1 | 28.3 | -18.3 | -10 | -32.7 | 41.3 | 44.9 |
ROE (net income / shareholders' equity) | 6.3% | 10.1% | 5.72% | 6.09% | 3.86% | 6.8% |
ROA (Net income/ Total Assets) | 2.23% | 4.95% | 3.3% | 2.83% | 1.3% | 4.31% |
Assets 1 | 1,070 | 815.6 | 730.8 | 938.4 | 1,293 | 678.4 |
Book Value Per Share 2 | 6.190 | 6.840 | 6.940 | 7.330 | 6.860 | 7.240 |
Cash Flow per Share 2 | 1.010 | 1.480 | 0.9400 | 0.6300 | 0.7200 | 1.060 |
Capex 1 | 0.05 | 0.72 | 25.3 | 6.04 | 1.99 | 0.69 |
Capex / Sales | 0.12% | 1.03% | 44.38% | 11.45% | 5.08% | 0.6% |
Announcement Date | 3/20/19 | 3/18/20 | 4/1/21 | 4/5/22 | 3/23/23 | 2/20/24 |
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
1st Jan change | Capi. | |
---|---|---|
+16.50% | 307M | |
+12.42% | 107B | |
+12.37% | 105B | |
+7.96% | 75.61B | |
+23.94% | 29.46B | |
+10.98% | 19.86B | |
-1.46% | 11.63B | |
+28.70% | 10.95B | |
+6.45% | 10.89B | |
+5.71% | 10.16B |
- Stock Market
- Equities
- U13 Stock
- Financials United Overseas Insurance Limited