Stock UBCI UNION BANCAIRE POUR LE COMMERCE ET L'INDUSTRIE SOCIÉTÉ ANONYME
Add to a list
To use this feature you must be a member
Log inSign up

Financials Union Bancaire pour le Commerce et L'Industrie Société anonyme

Equities

UBCI

TN0002400505

Banks

End-of-day quote Tunis
Other stock markets
 06:00:00 2024-07-14 pm EDT 		5-day change 1st Jan Change
22.3 TND -0.45% Intraday chart for Union Bancaire pour le Commerce et L'Industrie Société anonyme -1.76% -0.89%
Apr. 15 Union Bancaire pour le Commerce et L'Industrie Société anonyme Reports Earnings Results for the Full Year Ended December 31, 2023 CI
2023 Union Bancaire pour le Commerce et L'Industrie Société anonyme Reports Earnings Results for the Half Year Ended June 30, 2023 CI

Valuation

Fiscal Period: December 2019 2021 2022 2023 2024 2025 2026
Capitalization 1 600 396 440 450 446 - -
Enterprise Value (EV) 1 600 396 440 450 446 446 446
P/E ratio 10.5 x - 7.37 x 8.43 x 8.78 x 10 x 9.41 x
Yield - 3.79% - - 5.61% 5.61% 5.61%
Capitalization / Revenue 2.3 x 1.5 x 1.49 x 1.49 x 1.42 x 1.41 x -
EV / Revenue 2.3 x 1.5 x 1.49 x 1.49 x 1.42 x 1.41 x -
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - - - - - - -
Nbr of stocks (in thousands) 20,002 20,002 20,002 20,002 20,002 - -
Reference price 2 30.00 19.80 22.00 22.50 22.30 22.30 22.30
Announcement Date 4/1/20 4/13/22 4/7/23 4/15/24 - - -
1TND in Million2TND
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2021 2022 2023 2024 2025 2026
Net sales 1 260.9 264.4 294.9 302.9 315 316 -
EBITDA - - - - - - -
EBIT 1 - 65.27 103.8 83.13 86 75.6 -
Operating Margin - 24.68% 35.19% 27.45% 27.3% 23.92% -
Earnings before Tax (EBT) - - - - - - -
Net income 1 - 30.51 59.72 53.36 50.8 44.6 47.3
Net margin - 11.54% 20.25% 17.62% 16.13% 14.11% -
EPS 2 2.870 - 2.986 2.668 2.540 2.230 2.370
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - 0.7500 - - 1.250 1.250 1.250
Announcement Date 4/1/20 4/13/22 4/7/23 4/15/24 - - -
1TND in Million2TND
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 6.73% 12.5% 10.3% 9.36% 7.89% 8.07%
ROA (Net income/ Total Assets) - - - - - - -
Assets 1 - - - - - - -
Book Value Per Share - - - - - - -
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 4/1/20 4/13/22 4/7/23 4/15/24 - - -
1TND in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Union Bancaire pour le Commerce et L'Industrie Société anonyme

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
22.3 TND
Average target price
24.4 TND
Spread / Average Target
+9.42%
Consensus

EPS Revisions

Estimates Revisions

Annual profits - Rate of surprise

Company calendar

Sector Commercial Banks

1st Jan change Capi.
UNION BANCAIRE POUR LE COMMERCE ET L'INDUSTRIE SOCIÉTÉ ANONYME Stock Union Bancaire pour le Commerce et L'Industrie Société anonyme
-0.89% 144M
AGRICULTURAL BANK OF CHINA LIMITED Stock Agricultural Bank of China Limited
+13.95% 221B
PT BANK CENTRAL ASIA TBK Stock PT Bank Central Asia Tbk
+6.91% 76.58B
ANZ GROUP HOLDINGS LIMITED Stock ANZ Group Holdings Limited
+14.89% 60.7B
INDUSTRIAL BANK CO., LTD. Stock Industrial Bank Co., Ltd.
+5.06% 48.77B
CRÉDIT AGRICOLE S.A. Stock Crédit Agricole S.A.
+5.94% 45B
CHINA CITIC BANK CO., LTD. Stock China CITIC Bank Co., Ltd.
+27.45% 44.03B
QATAR NATIONAL BANK (Q.P.S.C.) Stock Qatar National Bank (Q.P.S.C.)
-8.05% 38.56B
JAPAN POST BANK CO., LTD. Stock JAPAN POST BANK Co., Ltd.
+8.11% 35.23B
INVEST BANK Stock Invest bank
-96.60% 32.24B
Commercial Banks
  1. Stock Market
  2. Equities
  3. UBCI Stock
  4. Financials Union Bancaire pour le Commerce et L'Industrie Société anonyme