Financials U.S. Bancorp Nyse

Equities

USB.PRA

US9029738666

Banks

Delayed Nyse 04:10:00 2024-07-10 pm EDT 5-day change 1st Jan Change
870.1 USD +0.11% Intraday chart for U.S. Bancorp +0.03% +6.34%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 92,603 70,185 83,289 66,734 67,387 63,667 - -
Enterprise Value (EV) 1 92,603 70,185 83,289 66,734 67,387 63,667 63,667 63,667
P/E ratio 14.3 x 15.2 x 11 x 11.8 x 13.2 x 11 x 9.77 x 9.02 x
Yield 2.66% 3.61% 3.13% 4.31% 4.46% 4.84% 5.01% 5.14%
Capitalization / Revenue 4.05 x 3.02 x 3.67 x 2.76 x 2.41 x 2.33 x 2.23 x 2.15 x
EV / Revenue 4.05 x 3.02 x 3.67 x 2.76 x 2.41 x 2.33 x 2.23 x 2.15 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.98 x 1.49 x 1.72 x 1.52 x 1.39 x 1.23 x 1.14 x 1.06 x
Nbr of stocks (in thousands) 1,561,859 1,506,438 1,482,798 1,530,242 1,557,012 1,560,460 - -
Reference price 2 59.29 46.59 56.17 43.61 43.28 40.80 40.80 40.80
Announcement Date 1/15/20 1/20/21 1/19/22 1/25/23 1/17/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 22,883 23,226 22,721 24,184 28,013 27,342 28,544 29,578
EBITDA - - - - - - - -
EBIT 1 10,098 9,857 8,993 9,278 9,140 10,508 11,142 11,741
Operating Margin 44.13% 42.44% 39.58% 38.36% 32.63% 38.43% 39.04% 39.69%
Earnings before Tax (EBT) 1 8,594 6,051 10,166 7,301 6,865 7,949 8,736 9,051
Net income 1 6,583 4,621 7,605 5,501 5,051 5,803 6,466 6,836
Net margin 28.77% 19.9% 33.47% 22.75% 18.03% 21.23% 22.65% 23.11%
EPS 2 4.160 3.060 5.100 3.690 3.270 3.721 4.176 4.525
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.580 1.680 1.760 1.880 1.930 1.975 2.043 2.096
Announcement Date 1/15/20 1/20/21 1/19/22 1/25/23 1/17/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 5,657 5,569 5,983 6,296 6,336 7,141 7,141 7,000 6,731 6,685 6,800 6,901 6,914 6,901 7,160
EBITDA - - - - - - - - - - - - - - -
EBIT 1 2,124 2,067 2,259 2,659 2,293 2,586 2,572 2,470 1,512 2,226 2,608 2,722 2,735 2,625 2,808
Operating Margin 37.55% 37.12% 37.76% 42.23% 36.19% 36.21% 36.02% 35.29% 22.46% 33.3% 38.35% 39.45% 39.57% 38.05% 39.23%
Earnings before Tax (EBT) 1 2,137 1,955 1,948 2,297 1,101 2,159 1,751 1,955 1,000 1,673 2,000 2,094 2,129 1,996 2,249
Net income 1 1,582 1,466 1,464 1,718 853 1,592 1,281 1,412 766 1,209 1,480 1,534 1,583 1,452 1,642
Net margin 27.97% 26.32% 24.47% 27.29% 13.46% 22.29% 17.94% 20.17% 11.38% 18.09% 21.77% 22.23% 22.9% 21.03% 22.94%
EPS 2 1.070 0.9900 0.9900 1.160 0.5700 1.040 0.8400 0.9100 0.4900 0.7800 0.9453 0.9821 1.006 0.9420 1.053
Dividend per Share 2 0.4600 0.4600 0.4600 0.4800 0.4800 0.4800 - 0.4800 0.4900 0.4900 0.4900 0.4975 0.5031 0.5000 0.5000
Announcement Date 1/19/22 4/14/22 7/15/22 10/14/22 1/25/23 4/19/23 7/19/23 10/18/23 1/17/24 5/1/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 14.1% 10% 16% 12.6% 10.8% 11.8% 12.1% 12.7%
ROA (Net income/ Total Assets) 1.45% 0.93% 1.43% 0.98% 0.82% 0.94% 1.01% 1.02%
Assets 1 454,000 496,882 531,818 561,327 615,976 615,548 639,796 670,179
Book Value Per Share 2 29.90 31.30 32.70 28.70 31.10 33.20 35.80 38.60
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/15/20 1/20/21 1/19/22 1/25/23 1/17/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
25
Last Close Price
40.8 USD
Average target price
47.19 USD
Spread / Average Target
+15.67%
Consensus