Stock TOTG TOTENS SPAREBANK
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Financials Totens Sparebank

Equities

TOTG

NO0006001205

Banks

Real-time Oslo Bors
Other stock markets
 05:57:57 2024-07-16 am EDT 		5-day change 1st Jan Change
245.1 NOK -0.04% Intraday chart for Totens Sparebank +0.95% +18.98%
Jun. 10 SpareBank 1 Østlandet, Totens Sparebank's Merger Secures Norwegian Competition Watchdog Nod MT
May. 31 Moody's Confirms SpareBank 1 Østlandet's Ratings Amid Strong Capitalization MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 851.3 875.8 1,323 1,347 1,262 1,502 - -
Enterprise Value (EV) 1 851.3 875.8 1,323 1,347 1,262 1,502 1,502 1,502
P/E ratio 7.69 x 9.64 x 12.6 x 11.3 x 9.2 x 10.1 x 9.86 x 9.63 x
Yield 6.12% 4.72% 4.63% - 7.07% 5.3% 5.71% 5.71%
Capitalization / Revenue 2.66 x 2.72 x 3.82 x 3.23 x 2.43 x 2.39 x 2.42 x 2.37 x
EV / Revenue 2.66 x 2.72 x 3.82 x 3.23 x 2.43 x 2.39 x 2.42 x 2.37 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.91 x 0.88 x 1.25 x - 0.99 x 1.18 x 1.08 x 1.03 x
Nbr of stocks (in thousands) 6,125 6,125 6,125 6,125 6,125 6,125 - -
Reference price 2 139.0 143.0 216.0 220.0 206.0 245.2 245.2 245.2
Announcement Date 2/11/20 2/9/21 2/9/22 2/7/23 2/12/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 319.9 322.6 346.5 417.3 518.6 628.1 621.2 632.6
EBITDA - - - - - - - -
EBIT 1 253.6 230.8 235.9 306.4 379.9 404.7 385.7 388.4
Operating Margin 79.27% 71.55% 68.09% 73.42% 73.25% 64.43% 62.09% 61.4%
Earnings before Tax (EBT) 1 246.2 223.6 264 310.6 377.2 398.7 389.3 393.5
Net income 1 193.3 180 209.5 244.6 292.4 314.7 309.8 313.6
Net margin 60.42% 55.79% 60.47% 58.62% 56.38% 50.1% 49.87% 49.57%
EPS 2 18.07 14.84 17.11 19.40 22.38 24.22 24.86 25.45
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 8.500 6.750 10.00 - 14.57 13.00 14.00 14.00
Announcement Date 2/11/20 2/9/21 2/9/22 2/7/23 2/12/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 92.82 91.27 97.11 108.5 120.4 141.9 127.6 134.2 133.6 157.4 154.8 157.4 163
EBITDA - - - - - - - - - - - - -
EBIT 1 68.81 61.92 99.63 79.66 90.93 88.31 99.09 103.3 90.03 98.03 97.3 105 104.3
Operating Margin 74.13% 67.84% 102.59% 73.44% 75.5% 62.25% 77.65% 77.02% 67.38% 62.26% 62.86% 66.71% 63.99%
Earnings before Tax (EBT) 1 69.52 55.54 97.72 75.89 81.45 77.11 125.8 92.86 81.05 93.84 106.5 98.8 99.6
Net income 1 54.68 42.26 83.44 57.78 61.14 58.57 102.7 70.54 60.18 71.13 85 75 75.9
Net margin 58.91% 46.3% 85.92% 53.27% 50.77% 41.29% 80.45% 52.57% 45.03% 45.18% 54.91% 47.65% 46.56%
EPS 2 4.470 3.330 6.700 4.600 4.810 4.460 7.940 5.390 4.550 5.420 6.730 5.940 6.010
Dividend per Share 2 - - - - - - - - 14.57 - 13.00 - -
Announcement Date 2/9/22 4/28/22 8/11/22 10/27/22 2/7/23 4/27/23 8/31/23 10/26/23 2/12/24 5/3/24 - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 10.6% 9.14% 9.92% - 11.1% 11.7% 11.3% 10.9%
ROA (Net income/ Total Assets) 1.18% 1.01% 1.06% - 1.32% 1.4% 1.3% 1.2%
Assets 1 16,387 17,870 19,746 - 22,149 22,479 23,831 26,133
Book Value Per Share 2 153.0 162.0 173.0 - 208.0 209.0 227.0 239.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/11/20 2/9/21 2/9/22 2/7/23 2/12/24 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Totens Sparebank

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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