Financials Synovus Financial Corp.

Equities

SNV

US87161C5013

Banks

Market Closed - Nyse 01:00:01 2024-07-03 pm EDT 5-day change 1st Jan Change
40.34 USD -1.49% Intraday chart for Synovus Financial Corp. +6.95% +7.14%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,745 4,784 6,966 5,462 5,506 5,997 - -
Enterprise Value (EV) 1 5,745 4,784 6,966 5,462 5,506 5,997 5,997 5,997
P/E ratio 11.3 x 14.1 x 9.77 x 7.59 x 10.9 x 10.8 x 9.1 x 8.13 x
Yield 3.06% 4.08% 2.76% 3.62% 4.04% 3.71% 3.87% 4%
Capitalization / Revenue 2.94 x 2.37 x 3.51 x 2.48 x 2.48 x 2.93 x 2.54 x 2.41 x
EV / Revenue 2.94 x 2.37 x 3.51 x 2.48 x 2.48 x 2.93 x 2.54 x 2.41 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.31 x 1.04 x 1.46 x 1.39 x 1.21 x 1.26 x 1.13 x 0.97 x
Nbr of stocks (in thousands) 146,545 147,806 145,511 145,458 146,242 146,440 - -
Reference price 2 39.20 32.37 47.87 37.55 37.65 40.95 40.95 40.95
Announcement Date 1/24/20 1/26/21 1/20/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,952 2,019 1,983 2,206 2,221 2,045 2,358 2,493
EBITDA - - - - - - - -
EBIT 1 939.9 858.1 907 1,058 1,020 975.7 1,065 -
Operating Margin 48.16% 42.5% 45.74% 47.96% 45.92% 47.72% 45.17% -
Earnings before Tax (EBT) 1 765 484.7 989.4 964.2 696.2 608 881.4 905
Net income 1 540.9 340.5 727.3 724.7 507.8 548.5 643.8 738
Net margin 27.71% 16.86% 36.68% 32.85% 22.86% 26.83% 27.3% 29.6%
EPS 2 3.470 2.300 4.900 4.950 3.460 3.779 4.502 5.037
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.200 1.320 1.320 1.360 1.520 1.520 1.584 1.640
Announcement Date 1/24/20 1/26/21 1/20/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 509.4 497.6 522.7 582.2 603.8 613.9 567.8 550.3 488.7 537.7 387.6 560.4 570.2 567.5 576.6
EBITDA - - - - - - - - - - - - - - -
EBIT 1 225.8 222.4 245.3 292.3 298.2 295 266.7 246.6 211.5 217.8 239.4 253.3 262.6 251.3 263.6
Operating Margin 44.33% 44.69% 46.94% 50.2% 49.38% 48.06% 46.96% 44.8% 43.28% 40.51% 61.76% 45.2% 46.06% 44.27% 45.71%
Earnings before Tax (EBT) 1 269.4 213.7 227.9 262.6 259.9 259.9 221.7 124.2 90.35 161 151.2 205.6 213.1 206.8 216
Net income 1 192.1 162.7 169.8 194.8 197.5 193.9 165.8 87.42 60.64 114.8 137.4 149.1 155.1 147 155.5
Net margin 37.71% 32.71% 32.48% 33.45% 32.71% 31.58% 29.2% 15.89% 12.41% 21.35% 35.45% 26.6% 27.2% 25.9% 26.97%
EPS 2 1.310 1.110 1.160 1.330 1.350 1.320 1.130 0.6000 0.4100 0.7800 0.9504 1.017 1.060 1.028 1.098
Dividend per Share 2 0.3300 0.3400 0.3400 0.3400 0.3400 0.3800 0.3800 0.3800 0.3800 0.3800 0.3800 0.3800 0.3800 0.3950 0.3950
Announcement Date 1/20/22 4/21/22 7/21/22 10/20/22 1/18/23 4/19/23 7/19/23 10/18/23 1/17/24 4/17/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 12.3% 7.51% 15.7% 16.6% 12.6% 12.2% 12.9% 14%
ROA (Net income/ Total Assets) 1.2% 0.75% 1.39% 1.22% 1.01% 0.91% 1.08% 1.17%
Assets 1 45,075 45,404 52,324 59,374 50,213 60,171 59,580 63,107
Book Value Per Share 2 29.90 31.20 32.80 27.10 31.20 32.50 36.30 42.30
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/24/20 1/26/21 1/20/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
40.95 USD
Average target price
42.88 USD
Spread / Average Target
+4.70%
Consensus
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  4. Financials Synovus Financial Corp.