SmartTekhGroup PAO, a.k.a. PUBLIC JOINT STOCK COMPANY SMARTTECHGROUP, is a Russia-based holding company. The Company operates as the parent company of the CarMoney - a fintech service that specializes in secured consumer lending. CarMoney issues consumer loans from 3,000 to 100,000 rubles and loans secured by cars and special equipment from 50,000 to 1,000,000 rubles online through its platform, and at the same time the car and title remain with the client. CarMoney service is represented in 72 regions of the Russian Federation. As of 31/12/2022 the number of loans issued by it exceeds 75,000, its loan portfolio exceeds 4.4 billion rubles and its investment portfolio exceeds 2.8 billion rubles.
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