Selective Insurance Group, Inc. provided earnings guidance for the full year of 2021. For the year, the company expects a GAAP combined ratio, excluding catastrophe losses, of 91.0%. Their combined ratio estimate assumes no prior-year casualty reserve development; Catastrophe losses of 4.0 points on the combined ratio; After-tax net investment income of $182.0 million that includes $16.0 million in after-tax net investment income from their alternative investments; and An overall effective tax rate of approximately 20.5%, which includes an effective tax rate of 19.0% for net investment income and 21.0% for all other items.