S&T Bancorp Inc. reported un-audited consolidated earnings results for the fourth quarter and year ended December 31, 2012. For the quarter, the company reported net income available to common shareholders of $9.5 million compared to $12.6 million in the third quarter of 2012 and $9.3 million in same period last year. Diluted earnings per common share were $0.32 compared to $0.43 in the third quarter of 2012 and $0.33 in the same period last year. The company reported interest income of $38.9 million compared to $40.3 million, net interest income of $33.8 million compared to $34.1 million, income before taxes of $1.1 million compared to $1.1 million, common return on average assets of 0.86% compared to 0.91% and common return on average equity of 7.05% compared to 6.41% in last year.

For the year, the company's net income available to common shareholders decreased by $5.5 million to $34.2 million and diluted earnings per common share decreased $0.23 to $1.18 compared to $39.7 million and diluted earnings per common share of $1.41 reported in full year 2011. Net interest income (FTE) declined by $1.8 million compared to 2011 despite adding earning asset balances from the mergers. The company reported interest income of $156.3 million compared to $165.1 million, net interest income of $135.2 million compared to $137.3 million, income before taxes of $45.9 million compared to $66.0 million, common return on average assets of 0.79% compared to 0.97% and common return on average equity of 6.62% compared to 6.78% in last year. Common book value as on December 31, 2012 was $18.08 per share compared to $17.44 per share as on December 31, 2011.