Item 7.01 Regulation FD Disclosure

On January 12, 2023, Quaint Oak Bancorp, Inc. (the "Company") issued a press release announcing that the Board of Directors declared a quarterly cash dividend of $0.13 per share on January 11, 2023. The dividend is payable on February 6, 2023, to shareholders of record as of January 23, 2023.

For additional information, reference is made to the Company's press release dated January 12, 2023, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto. The press release attached hereto is being furnished to the SEC and shall not be deemed to be "filed" for any purpose except as shall be expressly set forth by specific reference to such filing in other filings of the Company into which may be incorporated.

Item 9.01 Financial Statements and Exhibits



(a)     Not applicable.

(b)     Not applicable.

(c)     Not applicable.

(d)        Exhibits

The following exhibit is included with this Report:



       Exhibit Number    Description
       99.1                Press release dated  January 12, 2023
       104               Cover Page Interactive Data File (embedded within the
                         Inline XBRL document)








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