PIONEER CREDIT LIMITED |
Delayed
Other stock markets
|
5-day change | 1st Jan Change | ||
| 0.56 AUD | +1.82% |
|
-2.61% | +33.33% |
| Jul. 02 | Transcript : Pioneer Credit Limited - Special Call | |
| Jul. 01 | Pioneer Credit Signs AU$273 Million Finance Facility | MT |
Valuation
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 168.2 | 17.8 | 33.74 | 45.74 | 33.53 | 73.71 | - | - |
| Enterprise Value (EV) 1 | 326.4 | 17.8 | 33.74 | 279.3 | 291.6 | 67.01 | 420.2 | 73.71 |
| P/E ratio | 41.3 x | -0.45 x | -1.64 x | -1.03 x | 185 x | -7.97 x | 6.11 x | 4.1 x |
| Yield | 1.6% | - | - | - | - | - | - | - |
| Capitalization / Revenue | 2.23 x | 0.32 x | - | 0.43 x | 0.24 x | 0.87 x | 0.73 x | 0.61 x |
| EV / Revenue | 4.33 x | 0.32 x | - | 2.62 x | 2.1 x | 4.44 x | 4.14 x | 0.61 x |
| EV / EBITDA | 5.25 x | - | - | 4.61 x | 3.39 x | 0.69 x | 3.68 x | 0.53 x |
| EV / FCF | -10.8 x | - | - | - | 4.75 x | -7.78 x | 23.3 x | 21.7 x |
| FCF Yield | -9.22% | - | - | - | 21% | -12.9% | 4.3% | 4.61% |
| Price to Book | - | - | - | - | - | - | - | - |
| Nbr of stocks (in thousands) | 62,286 | 62,454 | 67,483 | 110,218 | 106,458 | 134,026 | - | - |
| Reference price 2 | 2.700 | 0.2850 | 0.5000 | 0.4150 | 0.3150 | 0.5500 | 0.5500 | 0.5500 |
| Announcement Date | 9/29/19 | 9/24/20 | 8/31/21 | 8/31/22 | 8/28/23 | - | - | - |
1AUD in Million2AUD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 75.31 | 55.94 | - | 106.8 | 138.8 | 85.05 | 101.6 | 121.2 |
| EBITDA 1 | 62.14 | - | - | 60.58 | 86.1 | 96.9 | 114.1 | 138.5 |
| EBIT 1 | 59.2 | - | - | 3.365 | 31.2 | 38.9 | 42.4 | 51.3 |
| Operating Margin | 78.61% | - | - | 3.15% | 22.47% | 45.74% | 41.75% | 42.33% |
| Earnings before Tax (EBT) | 6.597 | - | - | -33.04 | - | - | 10.3 | 18.8 |
| Net income 1 | 4.281 | - | -19.66 | -33.09 | - | -2.3 | 12.25 | 18.8 |
| Net margin | 5.68% | - | - | -31% | - | -2.7% | 12.06% | 15.51% |
| EPS 2 | 0.0654 | -0.6336 | -0.3043 | -0.4048 | 0.001700 | -0.0690 | 0.0900 | 0.1340 |
| Free Cash Flow 1 | -30.09 | - | - | - | 61.33 | -48.5 | 18.05 | 3.4 |
| FCF margin | -39.95% | - | - | - | 44.17% | -57.03% | 17.77% | 2.81% |
| FCF Conversion (EBITDA) | - | - | - | - | 71.23% | - | 15.82% | 2.45% |
| FCF Conversion (Net income) | - | - | - | - | - | - | 147.35% | 18.09% |
| Dividend per Share | 0.0431 | - | - | - | - | - | - | - |
| Announcement Date | 9/29/19 | 9/24/20 | 8/31/21 | 8/31/22 | 8/28/23 | - | - | - |
1AUD in Million2AUD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: June | 2023 S1 | 2023 S2 | 2024 S1 | 2024 S2 | 2025 S1 | 2025 S2 |
|---|---|---|---|---|---|---|
| Net sales 1 | - | 64.56 | 41.21 | 48.1 | 46.9 | 52.9 |
| EBITDA 1 | - | 40.9 | 20.68 | 76 | 19.3 | 25.7 |
| EBIT 1 | - | 18.1 | 19.69 | 20.2 | 18.1 | 24.3 |
| Operating Margin | - | 28.04% | 47.79% | 42% | 38.59% | 45.94% |
| Earnings before Tax (EBT) | - | - | - | - | - | - |
| Net income 1 | -1.275 | - | 0.032 | 3.4 | 4.2 | 10 |
| Net margin | - | - | 0.08% | 7.07% | 8.96% | 18.9% |
| EPS 2 | -0.0120 | 0.0137 | 0.000200 | 0.0318 | 0.0392 | 0.0946 |
| Dividend per Share | - | - | - | - | - | - |
| Announcement Date | 2/15/23 | 8/28/23 | 2/29/24 | - | - | - |
1AUD in Million2AUD
Estimates
Balance Sheet Analysis
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | 158 | - | - | 234 | 258 | 304 | 347 | - |
| Net Cash position 1 | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | 2.546 x | - | - | 3.856 x | 2.997 x | 4.509 x | 3.037 x | - |
| Free Cash Flow 1 | -30.1 | - | - | - | 61.3 | -48.5 | 18.1 | 3.4 |
| ROE (net income / shareholders' equity) | 4.19% | - | - | -69.1% | 0.4% | -3.3% | 17.4% | 19.8% |
| ROA (Net income/ Total Assets) | 1.62% | - | - | -10.9% | 0.05% | 11% | 10% | - |
| Assets 1 | 264.4 | - | - | 304.9 | - | -20.91 | 122.5 | - |
| Book Value Per Share | - | - | - | - | - | - | - | - |
| Cash Flow per Share | 0.7900 | - | - | - | - | - | - | - |
| Capex 1 | 0.52 | - | - | 0.7 | - | - | - | - |
| Capex / Sales | 0.7% | - | - | 0.65% | - | - | - | - |
| Announcement Date | 9/29/19 | 9/24/20 | 8/31/21 | 8/31/22 | 8/28/23 | - | - | - |
1AUD in Million
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
0.55
AUD
Average target price
0.8
AUD
Spread / Average Target
+45.45%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +33.33% | 50.98M | |
| +117.74% | 34.02B | |
| +53.51% | 20.1B | |
| +14.44% | 9.79B | |
| +181.76% | 9.15B | |
| -14.77% | 8.11B | |
| +20.13% | 7.4B | |
| +12.60% | 5.39B | |
| +2.68% | 4.56B | |
| +64.71% | 4.09B |
- Stock Market
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- Financials Pioneer Credit Limited
