Philippine Bank of Communications (the Bank) is engaged in offering commercial banking services such as deposit products, loans and trade finance, domestic and foreign fund transfers, treasury, foreign exchange, and trust services. Its segments include Branch Banking Group, Corporate & Commercial, Treasury Segment, Consumer Finance Segment, and Trust and Wealth Management Segment. Branch Banking Group handles the individual customers deposits, provides overdrafts and fund transfer facilities. Corporate & Commercial Segment manages the relationship with the corporate and institutional clients of the Bank with loans and credit facilities. Treasury Segment is engaged in managing its balance sheet and liquidity position. Consumer Finance Segment is engaged in financing the retail clientâs credit requirements for the purchase of auto, home, and personal loans. Trust and Wealth Management Segment functions as the trustee or investment manager for both individual and corporate accounts.
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