Ratings Pepper Money Limited

Equities

PPM

AU0000150898

Delayed Australian S.E. Other stock markets 08:06:56 2024-07-11 pm EDT			5-day change	1st Jan Change
1.445 ^AUD	+0.35%		-1.03%	+17.48%

May. 23	Pepper Money Limited Revises Dividend Policy for the Year 2024	CI
May. 23	Transcript : Pepper Money Limited - Shareholder/Analyst Call

Strengths

Before interest, taxes, depreciation and amortization, the company's margins are particularly high.
The group's activity appears highly profitable thanks to its outperforming net margins.
Its low valuation, with P/E ratio at 7.04 and 6.46 for the ongoing fiscal year and 2025 respectively, makes the stock pretty attractive with regard to earnings multiples.
The company appears to be poorly valued given its net asset value.
The company is one of the best yield companies with high dividend expectations.
Analysts covering this company mostly recommend stock overweighting or purchase.
Over the past twelve months, analysts' opinions have been strongly revised upwards.
Analysts' price targets are all relatively close, reflecting good visibility on the company's valuation.
The group usually releases upbeat results with huge surprise rates.

Weaknesses

The company's earnings growth outlook lacks momentum and is a weakness.

Ratings chart - Surperformance

Sector: Consumer Lending

	1st Jan change	Capi.	Investor Rating	ESG Refinitiv
PEPPER MONEY LIMITED	+17.48%	435M		-
BAJAJ FINANCE LIMITED	-5.15%	52.22B		C+
BAJAJ FINSERV LTD.	-5.81%	30.21B		C+
JIO FINANCIAL SERVICES LIMITED	+49.41%	26.47B	-	-
ORIX CORPORATION	+38.25%	26.05B		B
SYNCHRONY FINANCIAL	+28.46%	19.31B		B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	+11.54%	14.29B		C+
SHRIRAM FINANCE LIMITED	+33.39%	12.43B		B-
MUTHOOT FINANCE LIMITED	+24.09%	8.77B		C
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED	+171.70%	7.9B	-	C-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes