Market Closed -
Nyse
04:00:02 2024-07-08 pm EDT
|
5-day change
|
1st Jan Change
|
30.1
USD
|
+0.70%
|
|
-1.34%
|
+2.38%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
6,677
|
5,912
|
7,381
|
7,179
|
8,011
|
8,011
|
-
|
Enterprise Value (EV)
1 |
6,677
|
5,912
|
7,381
|
7,179
|
8,011
|
8,011
|
8,011
|
P/E ratio
|
6.37
x
|
10.5
x
|
4.87
x
|
10.7
x
|
14
x
|
9.26
x
|
10.6
x
|
Yield
|
8.05%
|
4.26%
|
9.68%
|
7.95%
|
3.33%
|
3.32%
|
3.46%
|
Capitalization / Revenue
|
0.93
x
|
0.83
x
|
0.79
x
|
0.87
x
|
1.08
x
|
1.01
x
|
0.97
x
|
EV / Revenue
|
0.93
x
|
0.83
x
|
0.79
x
|
0.87
x
|
1.08
x
|
1.01
x
|
0.97
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.12
x
|
0.95
x
|
1.08
x
|
1.15
x
|
1.26
x
|
1.19
x
|
1.08
x
|
Nbr of stocks (in thousands)
|
298,469
|
299,970
|
300,266
|
297,277
|
272,482
|
266,132
|
-
|
Reference price
2 |
22.37
|
19.71
|
24.58
|
24.15
|
29.40
|
30.10
|
30.10
|
Announcement Date
|
1/23/20
|
1/28/21
|
1/27/22
|
1/26/23
|
1/25/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
7,214
|
7,166
|
9,342
|
8,285
|
7,449
|
7,926
|
8,254
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
686.2
|
830.4
|
1,164
|
1,059
|
938.5
|
906
|
941
|
Operating Margin
|
9.51%
|
11.59%
|
12.46%
|
12.78%
|
12.6%
|
11.43%
|
11.4%
|
Earnings before Tax (EBT)
1 |
1,322
|
688.4
|
1,922
|
857.4
|
747.4
|
1,125
|
979
|
Net income
1 |
1,056
|
558.6
|
1,534
|
686.4
|
598.6
|
890.6
|
773.2
|
Net margin
|
14.64%
|
7.8%
|
16.42%
|
8.28%
|
8.04%
|
11.24%
|
9.37%
|
EPS
2 |
3.510
|
1.870
|
5.050
|
2.260
|
2.100
|
3.250
|
2.850
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.800
|
0.8400
|
2.380
|
1.920
|
0.9800
|
1.000
|
1.040
|
Announcement Date
|
1/23/20
|
1/28/21
|
1/27/22
|
1/26/23
|
1/25/24
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
2,720
|
2,207
|
2,128
|
2,098
|
1,997
|
1,759
|
1,829
|
1,947
|
1,941
|
2,016
|
1,919
|
2,037
|
2,038
|
1,977
|
2,139
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
335.1
|
237.6
|
262.9
|
257.5
|
300.7
|
222.9
|
196.9
|
250.8
|
237.2
|
-
|
192
|
228
|
255
|
-
|
-
|
Operating Margin
|
12.32%
|
10.77%
|
12.36%
|
12.27%
|
15.06%
|
12.67%
|
10.77%
|
12.88%
|
12.22%
|
-
|
10.01%
|
11.19%
|
12.51%
|
-
|
-
|
Earnings before Tax (EBT)
1 |
789.4
|
382.6
|
-54.6
|
-119.6
|
649
|
249.2
|
196.9
|
63.9
|
237.4
|
398.7
|
211.8
|
235.4
|
279.2
|
229.7
|
238.8
|
Net income
1 |
627
|
306.3
|
-40.1
|
-91.7
|
512.1
|
199.8
|
155.5
|
52.6
|
190.6
|
316.7
|
167
|
185.8
|
220.9
|
181.5
|
188.7
|
Net margin
|
23.05%
|
13.88%
|
-1.88%
|
-4.37%
|
25.64%
|
11.36%
|
8.5%
|
2.7%
|
9.82%
|
15.71%
|
8.71%
|
9.12%
|
10.84%
|
9.18%
|
8.82%
|
EPS
2 |
2.060
|
1.000
|
-0.1300
|
-0.3100
|
1.730
|
0.6800
|
0.5400
|
0.1900
|
0.6900
|
1.150
|
0.6100
|
0.6800
|
0.8100
|
0.6800
|
0.7000
|
Dividend per Share
2 |
0.2200
|
0.2300
|
0.2300
|
1.230
|
0.2300
|
0.2450
|
0.2450
|
0.2450
|
0.2450
|
-
|
0.2500
|
0.2600
|
0.2600
|
-
|
-
|
Announcement Date
|
1/27/22
|
4/28/22
|
7/28/22
|
10/27/22
|
1/26/23
|
4/27/23
|
7/27/23
|
10/26/23
|
1/25/24
|
4/25/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
-
|
9.17%
|
14.3%
|
10.5%
|
11.9%
|
12.3%
|
11.4%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
20.00
|
20.80
|
22.80
|
21.10
|
23.30
|
25.40
|
27.80
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/23/20
|
1/28/21
|
1/27/22
|
1/26/23
|
1/25/24
|
-
|
-
|
Last Close Price
30.1
USD Average target price
34
USD Spread / Average Target +12.96% Consensus |
1st Jan change
|
Capi.
|
---|
| +2.38% | 8.01B | | +78.29% | 75.21B | | +10.42% | 49.65B | | +7.21% | 46.77B | | +13.97% | 42.11B | | +103.93% | 36.84B | | +32.30% | 36.75B | | +14.36% | 30.5B | | +30.06% | 26.01B | | +0.18% | 21.51B |
Other Property & Casualty Insurance
|