Old Point Financial Corporation reported unaudited consolidated earnings results for the year ended December 31, 2014. For the year, the company's total interest and dividend income was $30,289,000 compared to $29,823,000 a year ago. Net interest income was $26,440,000 compared to $25,143,000 a year ago.

Net interest income, after provision for loan losses was $25,840,000 compared to $23,843,000 a year ago. Income before income taxes was $4,312,000 compared to $3,511,000 a year ago. Net income was $4,116,000, or $0.83 per diluted share, compared to net income of $3,163,000, or $0.64 per diluted share a year ago.

Higher net interest income and a lower provision for loan losses, partially offset by higher noninterest expense, were the factors behind the 30.13% increase in net income when comparing 2013 and 2014.