Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

Effective January 25, 2023, OFG Bancorp (the "Company") amended Section 2 of Article II of its Bylaws to eliminate any age limitations in connection with serving as a director of the Company. As such, the amendment eliminated the limitations on electing, re-electing or nominating for election or re-election any director that has attained the age of seventy-one and requiring that a director's term end at the next annual meeting of shareholders after having attained seventy-one years of age, which limitations were subject to certain exceptions that could be approved by the Board.

Item 9.01. Financial Statements and Exhibits.



(d) Exhibits

 Exhibit No.      Description of Document

     3.2            Amended and restated Bylaws of the Company

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