Item 2.02 Results of Operations and Financial Condition.

On January 27, 2023, Norwood Financial Corp (the "Company") issued a press release announcing its earnings for the quarter and year ended December 31, 2022. A copy of the press release is furnished with this report as exhibit 99.1 hereto and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended.

Item 9.01 Financial Statements and Exhibits.





  (d) Exhibits:

The following exhibits are being furnished with this report.



No.     Description

99.1      Press Release dated January 27, 2023.

104     Cover Page Interactive Data File (embedded within the Inline XBRL document).

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