At-Bay, Inc. announced a collaboration with Microsoft to strengthen the cyber security posture of their customers as attacks become increasingly prevalent. In order to encourage stronger SMB security, customers can now save up to 15% on their At-Bay cyber insurance policy premium by utilizing Microsoft 365’s built-in security controls and comprehensive security services, while managing cyber risk with At-Bay’s free active risk monitoring. Working together, At-Bay and Microsoft are raising the bar for security among their customers. SMBs are most often targeted by opportunistic hackers exploiting common vulnerabilities; SMBs rarely face complex attacks from sophisticated adversaries. Many of these simple attacks can be mitigated by implementing a few high priority security controls available directly within Microsoft 365. A cyber insurance policy is an excellent mechanism to both educate and incentivize customers to implement key controls. At-Bay actively monitors the network security of every business it insures, at no additional cost, throughout the life of the policy. If a new cyber vulnerability is identified, At-Bay’s security team notifies the insured and provides actionable recommendations to swiftly mitigate the risk. A combination of technical underwriting and active risk monitoring helps companies insured by At-Bay experience ransomware claims seven times less frequently than the industry average.