LUMBEE GUARANTY BANK |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 14 USD | +5.66% |
|
-.--% | +55.56% |
| Jun. 25 | Lumbee Guaranty Bank Reports Earnings Results for the Full Year Ended December 31, 2023 | CI |
| 2023 | Lumbee Guaranty Bank Reports Earnings Results for the Full Year Ended December 31, 2022 | CI |
Valuation
| Fiscal Period: December | 2021 | 2022 | 2023 |
|---|---|---|---|
| Capitalization 1 | 41.47 | 38.95 | 30.07 |
| Enterprise Value (EV) 1 | 2.506 | 6.326 | -6.66 |
| P/E ratio | 10.3 x | 7.9 x | 5.06 x |
| Yield | - | 2.4% | 3.44% |
| Capitalization / Revenue | 2.56 x | 2.3 x | 1.53 x |
| EV / Revenue | 0.15 x | 0.37 x | -0.34 x |
| EV / EBITDA | - | - | - |
| EV / FCF | - | - | - |
| FCF Yield | - | - | - |
| Price to Book | 0.96 x | 1.1 x | 0.71 x |
| Nbr of stocks (in thousands) | 3,372 | 3,340 | 3,341 |
| Reference price 2 | 12.30 | 11.66 | 9.000 |
| Announcement Date | 9/19/23 | 9/19/23 | 6/25/24 |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2018 | 2021 | 2022 | 2023 |
|---|---|---|---|---|
| Net sales 1 | 14.41 | 16.19 | 16.97 | 19.69 |
| EBITDA | - | - | - | - |
| EBIT | - | - | - | - |
| Operating Margin | - | - | - | - |
| Earnings before Tax (EBT) 1 | 3.619 | 4.606 | 5.6 | 6.539 |
| Net income 1 | 3.103 | 4.023 | 4.936 | 5.957 |
| Net margin | 21.54% | 24.85% | 29.09% | 30.25% |
| EPS 2 | 0.9081 | 1.190 | 1.475 | 1.780 |
| Free Cash Flow | - | - | - | - |
| FCF margin | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - |
| Dividend per Share 2 | 0.2100 | - | 0.2800 | 0.3100 |
| Announcement Date | 3/28/19 | 9/19/23 | 9/19/23 | 6/25/24 |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2018 | 2021 | 2022 | 2023 |
|---|---|---|---|---|
| Net Debt 1 | - | - | - | - |
| Net Cash position 1 | 19.5 | 39 | 32.6 | 36.7 |
| Leverage (Debt/EBITDA) | - | - | - | - |
| Free Cash Flow | - | - | - | - |
| ROE (net income / shareholders' equity) | 8.35% | 9.33% | 12.6% | 15.3% |
| ROA (Net income/ Total Assets) | 0.95% | 0.9% | 1.03% | 1.19% |
| Assets 1 | 327.9 | 445.3 | 478.8 | 502 |
| Book Value Per Share 2 | 11.10 | 12.90 | 10.60 | 12.70 |
| Cash Flow per Share 2 | 7.030 | 12.50 | 10.60 | 13.30 |
| Capex 1 | 0.16 | 0.09 | 0.31 | - |
| Capex / Sales | 1.08% | 0.53% | 1.85% | - |
| Announcement Date | 3/28/19 | 9/19/23 | 9/19/23 | 6/25/24 |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
| 1st Jan change | Capi. | |
|---|---|---|
| +55.56% | 46.65M | |
| +14.95% | 221B | |
| +6.91% | 76.58B | |
| +15.26% | 60.7B | |
| +5.06% | 48.77B | |
| +6.05% | 45B | |
| +30.16% | 44.03B | |
| -8.05% | 38.56B | |
| +8.39% | 35.23B | |
| -96.60% | 32.24B |
- Stock Market
- Equities
- LUMB Stock
- Financials Lumbee Guaranty Bank
