LAKELAND FINANCIAL CORP : Change in Directors or Principal Officers, Regulation FD Disclosure, Financial Statements and Exhibits (form 8-K)

Item 5.02. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

On January 10, 2023, Michael E. Gavin, Executive Vice President, Chief Credit Officer, formally announced his long-standing plan to retire on January 27, 2023 to the board of directors of Lakeland Financial Corporation and its wholly-owned subsidiary Lake City Bank. Mr. Gavin will be succeeded by Donald J. Robinson-Gay, Senior Vice President, Chief Credit Officer. The news release is attached as Exhibit 99.1.

Item 7.01. Regulation FD Disclosure

On January 17, 2023, the Company and the Bank issued a press release announcing Mr. Gavin's retirement and Mr. Robinson-Gay's appointment. A copy of the press release is furnished herewithin as Exhibit 99.1.

Item 9.01. Financial Statements and Exhibits

(d)Exhibits

99.1 Press Release issued by Lakeland Financial Corporation and Lake City Bank on January 1 7 , 202 3

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