Prague, 29 January 2013 - Komer?ní banka's clients are among the most successful applicants for the bank guarantees provided by ?eskomoravská záru?ní a rozvojová banka (?MZRB). In 2012, they obtained CZK 643 million in guarantees.

Komer?ní banka has long been one of the most successful intermediary for ?MZRB's guarantees. In mid-2007, it was the very first bank to enter into a complete set of agreements on the GUARANTEE Programme with ?MZRB. At present, clients can use the M-Záruka ?MZRB products (guarantees for loans provided to small businesses) under the GUARANTEE Programme.

"The success in obtaining guarantees achieved by Komer?ní banka's clients is supported by the long-standing experience of KB's relationship managers. The bank's product offering is compatible with the guarantee programmes that are being launched, and helps clients benefit from the advantages that ?MZRB's guarantees bring to small and medium-sized enterprises," says Radek Basár, Deputy Executive Director for Marketing, Communication and Business Development.

?MZRB's guarantees are also a suitable form of security for the loans that are intended for the co-financing and pre-financing of projects funded from the EU's subsidies. In such cases, the application for a guarantee is also coordinated with the specialists at the KB EU Point centre, which has extensive experience with drawing subsidies from public funds.

It is easy to use ?MZRB'd guarantees at Komer?ní banka. KB's relationship manager will complete for the client, a simple form with tentative details about the planned loan and the client attaches this form to his application for guarantee to ?MZRB. The client then brings the surety bond confirming the granting of the guarantee by ?MZRB back to his relationship manager at KB. A loan guaranteed as above can be received in a few working days.

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