Company Kaspi Bank London S.E.

Equities

KSPI

US48581R2058

Financial Technology (Fintech)

Business Summary

Sales per Business

Sales per region

Shareholders

Company contact information

Sector

Sales per Business

Sector Financial Technology (Fintech) (NEC)

Inactive Instrument

Real-time Estimate Cboe BZX Other stock markets 10:20:00 2024-07-16 am EDT			5-day change	1st Jan Change
137.6 ^USD	+14.09%		+5.42%	+31.09%

May. 07	New Street Starts Kaspi.kz With Buy Rating, $175 Price Target	MT
Apr. 30	Kaspi.kz Announces Partnership with Alipay+ for QR Payments Across China	CI

Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.

USD in Million	2022	Weight	2023	Weight	Delta
Fintech 53.7 %	1,614	58.6 %	2,249	53.7 %	+39.36%
Payments 25.0 %	722	26.2 %	1,049	25.0 %	+45.21%
Marketplace 23.4 %	519	18.9 %	982	23.4 %	+89.16%
Reconciling Items -2.1 %	-97	-3.5 %	-87	-2.1 %	-10.98%
Intergroup 0.0 %	-5	-0.2 %	-1	0.0 %	-76.63%

USD in Million	2022	Weight	2023	Weight	Delta
Kazakhstan 100.0 %	2,753	100.0 %	4,192	100.0 %	+52.29%

Name	Equities	%	Valuation
Baring Vostok Capital Partners Ltd. (Russia) 25.19 %	48,361,007	25.19 %	6 464 M $
Vyacheslav Kim 23.15 %	44,437,316	23.15 %	5 939 M $
Mikhail Lomtadze 22.37 %	42,950,623	22.37 %	5 741 M $
Russell Investments Ltd. 0.0418 %	80,312	0.0418 %	11 M $
Towers Watson Investment Management Ltd. 0.0103 %	19,698	0.0103 %	3 M $
S-Bank Fund Management Ltd. 0.006251 %	12,000	0.006251 %	2 M $
Flagship Asset Management (Pty) Ltd. 0.004126 %	7,920	0.004126 %	1 M $
ATB Investment Management, Inc. 0.001528 %	2,934	0.001528 %	392 154 $

Name	Equities	%	Valuation
Fidelity Investments Canada ULC 2.164 %	4,153,432	2.164 %	536 M $
BlackRock Life Ltd. 1.650 %	3,167,241	1.650 %	409 M $
abrdn Investments Ltd. 1.324 %	2,541,596	1.324 %	328 M $
GQG Partners LLC 1.026 %	1,969,446	1.026 %	254 M $
Fidelity Management & Research Co. LLC 0.8605 %	1,651,797	0.8605 %	213 M $
Sands Capital Management LLC 0.8586 %	1,648,137	0.8586 %	213 M $
BlackRock Advisors LLC 0.7932 %	1,522,592	0.7932 %	196 M $
Cat Rock Capital Management LP 0.6962 %	1,336,425	0.6962 %	172 M $
Samlyn Capital LLC 0.5985 %	1,148,850	0.5985 %	148 M $
Baillie Gifford & Co. 0.5976 %	1,147,213	0.5976 %	148 M $

Kaspi.kz JSC

154A, Nauryzbai Batyr Street

050013, Almaty

http://ir.kaspi.kz

Technology

Financial Technology (Fintech) & Infrastructure

Financial Technology (Fintech) & Infrastructure

Financial Technology (Fintech)

Financial Technology (Fintech) (NEC)

	1st Jan change	Capi.
INTUIT INC.	+5.38%	184B
FIDELITY NATIONAL INFORMATION SERVICES, INC.	+28.03%	42.34B
ADYEN N.V.	-3.36%	38.62B
ROBINHOOD MARKETS, INC.	+84.85%	21.04B
AFFIRM HOLDINGS, INC.	-33.62%	9.92B
FUTU HOLDINGS LIMITED	+23.56%	9.32B
PB FINTECH LIMITED	+81.58%	7.81B
HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD.	-37.74%	7.24B
ACI WORLDWIDE, INC.	+37.25%	4.34B

Financial Technology (Fintech) (NEC)