Kasikornbank Public Company Limited announced unaudited consolidated and standalone earnings results for the fourth quarter and full year ended December 31, 2014. For the quarter, on consolidated basis, the company reported net premiums earned THB 17,377,479,000 against THB 14,511,188,000 a year ago. Interest income – net was THB 21,764,534,000 against THB 19,144,049,000 a year ago. Total operating income was THB 50,346,428,000 against THB 43,260,500,000 a year ago. Total operating income – net was THB 35,708,653,000 against THB 30,814,900,000 a year ago. Operating profit before income tax expense was THB 13,742,463,000 against THB 12,847,927,000 a year ago. Net profit attributable to Equity holders of the Bank was THB 9,966,618,000 or THB 4.16 per basic share against THB 9,527,040,000 or THB 3.98 per basic share a year ago. Return on average assets 1.66% against 1.68% a year ago. Return on average equity (ROAE) 15.76% against 17.80% a year ago.

For the full year, on consolidated basis, the company reported net premiums earned THB 73,088,114,000 against THB 58,414,270,000 a year ago. Interest income – net was THB 83,132,249,000 against THB 72,797,144,000 a year ago. Total operating income was THB 199,974,669,000 against THB 169,001,868,000 a year ago. Total operating income – net was THB 138,655,582,000 against THB 120,316,994,000 a year ago. Operating profit before income tax expense was THB 62,993,760,000 against THB 56,303,497,000 a year ago. Net profit attributable to Equity holders of the Bank was THB 46,153,408,000 or THB 19.28 per basic share against THB 41,324,808,000 or THB 17.27 per basic share a year ago. Return on average assets 1.97% against 1.89% a year ago. Return on average equity (ROAE) 19.38% against 20.45% a year ago.

For the quarter, on standalone basis, the company reported interest income – net was THB 18,817,916,000 against THB 16,721,686,000 a year ago. Total operating income was THB 31,227,687,000 against THB 27,053,411,000 a year ago. Total operating income – net was THB 31,227,687,000 against THB 27,053,411,000 a year ago. Operating profit before income tax expense was THB 11,571,195,000 against THB 10,832,132,000 a year ago. Net profit attributable to Equity holders of the Bank was THB 9,428,175,000 or THB 3.94 per basic share against THB 8,720,741,000 or THB 3.64 per basic share a year ago.

For the full year, on standalone basis, the company reported interest income – net was THB 72,246,030,000 against THB 64,025,482,000 a year ago. Total operating income – net was THB 120,452,764,000 against THB 104,000,799,000 a year ago. Operating profit before income tax expense was THB 52,592,133,000 against THB 46,741,338,000 a year ago. Net profit attributable to Equity holders of the Bank was THB 42,522,306,000 or THB 17.77 per basic share against THB 37,524,857,000 or THB 15.68 per basic share a year ago.