Financials Jerusalem Insurance Co. (L.T.D)

Equities

JERY

JO2100711016

Property & Casualty Insurance

End-of-day quote Amman S.E. 06:00:00 2024-06-26 pm EDT 5-day change 1st Jan Change
1.9 JOD -.--% Intraday chart for Jerusalem Insurance Co. (L.T.D) -.--% +1.60%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 12.72 12.4 13.12 13.36 15.6 14.96
Enterprise Value (EV) 1 7.13 7.452 10.4 11.85 11.45 8.188
P/E ratio 12.3 x 10 x 11 x 10.2 x 9.42 x 9.96 x
Yield 6.92% 7.74% 7.32% 6.59% 6.15% -
Capitalization / Revenue 0.68 x 0.65 x 0.67 x 0.67 x 0.68 x 0.58 x
EV / Revenue 0.38 x 0.39 x 0.53 x 0.6 x 0.5 x 0.31 x
EV / EBITDA 4.57 x 4.24 x 5.05 x 6.33 x 4.89 x 3.13 x
EV / FCF 3.04 x 11.7 x 62.4 x 2.78 x -1.24 x -0.81 x
FCF Yield 32.9% 8.56% 1.6% 35.9% -80.5% -124%
Price to Book 0.92 x 0.88 x 0.92 x 0.92 x 1.05 x 1.02 x
Nbr of stocks (in thousands) 8,000 8,000 8,000 8,000 8,000 8,000
Reference price 2 1.590 1.550 1.640 1.670 1.950 1.870
Announcement Date 3/17/19 3/16/20 3/9/21 3/3/22 3/1/23 5/27/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 18.68 18.97 19.51 19.82 22.94 26
EBITDA 1 1.56 1.759 2.06 1.872 2.34 2.612
EBIT 1 1.387 1.578 1.866 1.728 2.218 2.481
Operating Margin 7.42% 8.32% 9.57% 8.72% 9.67% 9.54%
Earnings before Tax (EBT) 1 1.362 1.528 1.713 1.742 2.218 1.924
Net income 1 1.031 1.244 1.196 1.315 1.656 1.502
Net margin 5.52% 6.55% 6.13% 6.63% 7.22% 5.78%
EPS 2 0.1289 0.1550 0.1490 0.1640 0.2070 0.1877
Free Cash Flow 1 2.343 0.6382 0.1666 4.256 -9.22 -10.12
FCF margin 12.54% 3.36% 0.85% 21.47% -40.19% -38.9%
FCF Conversion (EBITDA) 150.19% 36.28% 8.09% 227.31% - -
FCF Conversion (Net income) 227.23% 51.32% 13.93% 323.65% - -
Dividend per Share 2 0.1100 0.1200 0.1200 0.1100 0.1200 -
Announcement Date 3/17/19 3/16/20 3/9/21 3/3/22 3/1/23 5/27/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 5.59 4.95 2.72 1.51 4.15 6.77
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 2.34 0.64 0.17 4.26 -9.22 -10.1
ROE (net income / shareholders' equity) 7.54% 8.93% 8.42% 9.09% 11.2% 10.4%
ROA (Net income/ Total Assets) 2.43% 2.77% 3.2% 2.94% 3.54% 3.99%
Assets 1 42.41 44.89 37.38 44.76 46.74 37.67
Book Value Per Share 2 1.720 1.760 1.790 1.820 1.860 1.840
Cash Flow per Share 2 0.7000 0.6200 0.3400 0.1900 0.5200 0.8500
Capex 1 0.04 0.05 0.1 0.03 0.04 0.13
Capex / Sales 0.21% 0.25% 0.53% 0.14% 0.18% 0.49%
Announcement Date 3/17/19 3/16/20 3/9/21 3/3/22 3/1/23 5/27/24
1JOD in Million2JOD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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