Financials Indian Overseas Bank Bombay S.E.

Equities

IOB

INE565A01014

Banks

Market Closed - Bombay S.E. 06:00:54 2024-07-12 am EDT 5-day change 1st Jan Change
63.65 INR -0.05% Intraday chart for Indian Overseas Bank +1.10% +46.93%

Valuation

Fiscal Period: Marzo 2019 2020 2021 2022 2023 2024
Capitalization 1 132,097 115,881 262,992 343,079 424,359 1,133,200
Enterprise Value (EV) 1 -115,358 -53,453 104,228 159,799 584,440 1,405,338
P/E ratio -2.12 x -0.88 x 31.6 x 19.6 x 20.2 x 42.5 x
Yield - - - - - -
Capitalization / Revenue -13.3 x -3.54 x 4.11 x 4.74 x 4.83 x 9.32 x
EV / Revenue 11.6 x 1.64 x 1.63 x 2.21 x 6.65 x 11.6 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.81 x 0.72 x 1.55 x 1.48 x 1.71 x 4.11 x
Nbr of stocks (in thousands) 9,141,648 16,436,988 16,436,988 18,902,412 18,902,412 18,902,412
Reference price 2 14.45 7.050 16.00 18.15 22.45 59.95
Announcement Date 6/13/19 7/29/20 7/16/21 6/23/22 6/14/23 6/7/24
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: Marzo 2019 2020 2021 2022 2023 2024
Net sales 1 -9,958 -32,690 64,014 72,378 87,833 121,531
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -59,605 -83,445 8,397 17,788 23,534 34,226
Net income 1 -37,379 -85,274 8,315 17,093 21,040 26,657
Net margin 375.38% 260.86% 12.99% 23.62% 23.95% 21.93%
EPS 2 -6.827 -7.988 0.5059 0.9248 1.113 1.410
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 6/13/19 7/29/20 7/16/21 6/23/22 6/14/23 6/7/24
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period:
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024
Net Debt 1 - - - - 160,080 272,139
Net Cash position 1 247,455 169,334 158,763 183,280 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -25.2% -52.5% 5.02% 8.48% 8.86% 10.2%
ROA (Net income/ Total Assets) -1.5% -3.34% 0.31% 0.6% 0.69% 0.8%
Assets 1 2,489,928 2,553,726 2,674,398 2,869,836 3,062,576 3,326,669
Book Value Per Share 2 17.90 9.830 10.30 12.30 13.20 14.60
Cash Flow per Share 2 33.80 13.60 11.90 11.30 2.540 1.680
Capex 1 8,479 1,290 667 562 5,824 3,653
Capex / Sales -85.15% -3.95% 1.04% 0.78% 6.63% 3.01%
Announcement Date 6/13/19 7/29/20 7/16/21 6/23/22 6/14/23 6/7/24
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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