Item 2.02. Results of Operation and Financial Condition.

On January 26, 2023, HMN Financial, Inc. (the "Company") issued a press release (the "Press Release") that included financial information for its quarter ended December 31, 2022, a dividend declaration and announcement of its annual meeting. A copy of the Press Release is attached as Exhibit 99 to this Form 8-K and incorporated by reference into this Item 2.02. The information included in the Press Release is to be considered furnished under the Securities Exchange Act of 1934, as amended.

Item 9.01. Financial Statements and Exhibits





(d) Exhibits

             Exhibit Number  Description
             99                Press Release dated January 26, 2023
             104             Cover Page Interactive Data File (embedded within the
                             Inline XBRL document)



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