Greene County Bancorp, Inc. reported earnings results for the second quarter and six months ended December 31, 2013. For the quarter, the company's net interest income was $5,369,000 compared to $5,370,000 a year ago. Net income was $1,725,000 compared to $1,669,000 a year ago. Diluted EPS was $0.41 compared to $0.39 a year ago. Return on average assets was 1.06% compared to 1.07% a year ago. Return on average equity was 11.97% compared to 12.30% a year ago. Interest income was $5,951,000 compared to $6,107,000 for the same period a year ago.

For the six months, the company's net interest income was $10,617,000 compared to $10,762,000 a year ago. Net Income was $3,479,000 compared to $3,433,000 a year ago. Diluted EPS was $0.82 compared to $0.81 a year ago. Return on average assets was 1.08% compared to 1.13% a year ago. Return on average equity was 12.20% compared to 12.79% a year ago. The change in net interest income resulted from the narrowing of the spread and margin when comparing the six and three months ended December 31, 2013 and 2012. Book value per share was $13.88 compared to $13.05 a year ago. Interest income was $11,777,000 compared to $12,238,000 for the same period a year ago.

The company reported net charge-offs amounted to $365,000 and $313,000 for the three months ended December 31, 2013 and 2012, respectively, an increase of $52,000.