Market Closed -
Toronto S.E.
03:41:28 2024-07-11 pm EDT
|
5-day change
|
1st Jan Change
|
17.68
CAD
|
-0.79%
|
|
-0.17%
|
+2.61%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
30,895
|
28,157
|
35,322
|
29,166
|
40,882
|
37,006
|
-
|
-
|
Enterprise Value (EV)
1 |
30,895
|
28,157
|
35,322
|
29,166
|
40,882
|
37,006
|
37,006
|
37,006
|
P/E ratio
|
13.3
x
|
9.57
x
|
11.3
x
|
9.07
x
|
14.9
x
|
9.59
x
|
8.92
x
|
8.48
x
|
Yield
|
4.97%
|
5.77%
|
4.75%
|
6.26%
|
4.74%
|
5.6%
|
5.89%
|
6.05%
|
Capitalization / Revenue
|
0.69
x
|
0.46
x
|
0.55
x
|
0.65
x
|
0.98
x
|
0.55
x
|
0.53
x
|
0.51
x
|
EV / Revenue
|
0.69
x
|
0.46
x
|
0.55
x
|
0.65
x
|
0.98
x
|
0.55
x
|
0.53
x
|
0.51
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.54
x
|
1.32
x
|
1.54
x
|
1.18
x
|
1.81
x
|
1.52
x
|
1.43
x
|
-
|
Nbr of stocks (in thousands)
|
928,885
|
927,727
|
930,495
|
931,818
|
932,107
|
932,140
|
-
|
-
|
Reference price
2 |
33.26
|
30.35
|
37.96
|
31.30
|
43.86
|
39.70
|
39.70
|
39.70
|
Announcement Date
|
2/12/20
|
2/10/21
|
2/9/22
|
2/8/23
|
2/14/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
44,698
|
60,583
|
64,417
|
44,662
|
41,629
|
67,678
|
69,867
|
72,221
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
3,091
|
3,082
|
4,323
|
4,082
|
4,299
|
4,006
|
4,182
|
-
|
Operating Margin
|
6.92%
|
5.09%
|
6.71%
|
9.14%
|
10.33%
|
5.92%
|
5.99%
|
-
|
Earnings before Tax (EBT)
1 |
2,880
|
3,072
|
3,867
|
3,768
|
3,068
|
4,812
|
5,107
|
5,123
|
Net income
1 |
2,359
|
2,943
|
3,128
|
3,219
|
2,738
|
3,873
|
4,085
|
4,016
|
Net margin
|
5.28%
|
4.86%
|
4.86%
|
7.21%
|
6.58%
|
5.72%
|
5.85%
|
5.56%
|
EPS
2 |
2.493
|
3.172
|
3.360
|
3.452
|
2.940
|
4.140
|
4.450
|
4.680
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.652
|
1.752
|
1.804
|
1.960
|
2.080
|
2.223
|
2.340
|
2.400
|
Announcement Date
|
2/12/20
|
2/10/21
|
2/9/22
|
2/8/23
|
2/14/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
|
18,122
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
942
|
1,012
|
1,033
|
981
|
1,357
|
1,020
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
5.2%
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
792
|
881
|
811
|
883
|
1,193
|
634
|
682
|
1,125
|
627
|
1,098
|
1,002
|
1,018
|
1,161
|
1,155
|
1,151
|
Net income
1 |
765
|
770
|
735
|
688
|
1,026
|
595
|
498
|
905
|
740
|
960
|
878.2
|
886
|
948
|
944
|
940
|
Net margin
|
4.22%
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EPS
2 |
0.8200
|
0.8250
|
0.7880
|
0.7380
|
1.100
|
0.6400
|
0.5300
|
0.9700
|
0.7900
|
1.030
|
0.9600
|
1.037
|
1.057
|
1.083
|
1.110
|
Dividend per Share
2 |
0.4900
|
0.4900
|
0.4900
|
0.4900
|
0.4900
|
0.5200
|
0.5200
|
0.5200
|
0.5200
|
0.5600
|
0.5575
|
0.5575
|
0.5575
|
0.5550
|
-
|
Announcement Date
|
2/9/22
|
5/4/22
|
8/3/22
|
11/2/22
|
2/8/23
|
5/9/23
|
8/8/23
|
11/8/23
|
2/14/24
|
5/1/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
11.8%
|
11.4%
|
12.2%
|
11.5%
|
16.6%
|
16.9%
|
16.8%
|
-
|
ROA (Net income/ Total Assets)
|
0.63%
|
0.51%
|
0.51%
|
0.48%
|
0.53%
|
0.9%
|
0.9%
|
1.3%
|
Assets
1 |
372,199
|
579,810
|
615,494
|
665,908
|
517,228
|
430,289
|
453,933
|
308,923
|
Book Value Per Share
2 |
21.50
|
23.00
|
24.70
|
26.60
|
24.30
|
26.10
|
27.90
|
-
|
Cash Flow per Share
|
-
|
10.40
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
481
|
970
|
710
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
0.79%
|
1.51%
|
1.59%
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/12/20
|
2/10/21
|
2/9/22
|
2/8/23
|
2/14/24
|
-
|
-
|
-
|
Last Close Price
39.7
CAD Average target price
44
CAD Spread / Average Target +10.83% Consensus |
1st Jan change
|
Capi.
|
---|
| +8.95% | 76.74B | | +12.02% | 52.52B | | +9.54% | 51.51B | | +26.71% | 48.6B | | +18.00% | 43.94B | | +23.21% | 39.56B | | +18.80% | 33.55B | | -0.71% | 28.97B | | +43.17% | 29.61B |
Other Life & Health Insurance
|