First NBC Bank Holding Company announced unaudited consolidated earnings results for the second quarter and six months ended June 30, 2013. For the quarter, the company reported net interest income was $19,255,000 against $18,039,000 a year ago. Interest income was $29,034,000 compared to $25,781,000 for the same period a year ago. Income before income taxes was $4,408,000 against $6,344,000 a year ago. Net income attributable to bank was $8,606,000 or $0.48 per diluted share against $9,296,000 or $0.65 per diluted share a year ago. Income available to common shareholders was $8,511,000 compared to $9,202,000 for the same period a year ago.

For the six months period, the company reported net interest income was $38,941,000 against $36,056,000 a year ago. Interest income was $57,614,000 compared to $51,136,000 for the same period a year ago. Income before income taxes was $8,680,000 against $10,841,000 a year ago. Net income attributable to bank was $16,891,000 or $1.06 per diluted share against $15,601,000 or $1.09 per diluted share a year ago. Income available to common shareholders was $16,701,000 compared to $15,412,000 for the same period a year ago. The company's return on assets and equity for the six months ended June 30, 2013 were 1.21% and 12.25%, respectively compared to 1.33% and 13.66% respectively for the same period a year ago. The company's book value for common share was $17.58 at June 30, 2013, compared to $14.31 in the prior year, an increase of $3.27, or 23%. The company's tax benefit for the three and six months ended June 30, 2013 was $4.2 million and $8.2 million, an increase of 42.2% and 68.3%, respectively, compared to the prior year three and six month periods. The increase is due to the company's participation in various tax credit programs.

For the second quarter ended June 30, 2013, the company recorded net loan charge-offs of $0.1 million, compared to net loan charge-offs of $0.7 million for the second quarter of 2012.