Financials First Fintec Limited

Equities

FIRSTOBJ6

INE683B01047

Market Closed - Bombay S.E. 06:00:55 2024-07-11 am EDT 5-day change 1st Jan Change
9.75 INR -4.97% Intraday chart for First Fintec Limited +9.43% +45.96%

Valuation

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Capitalization 1 158.6 112.3 16.96 54.61 57.32 47.02
Enterprise Value (EV) 1 163.5 117.1 22.75 57.69 60.96 53.56
P/E ratio 131 x -6.47 x -0.35 x -0.78 x -1.7 x -2.85 x
Yield - - - - - -
Capitalization / Revenue 1.53 x 1.61 x 1.02 x 20 x 7.45 x 0.81 x
EV / Revenue 1.58 x 1.67 x 1.37 x 21.1 x 7.93 x 0.92 x
EV / EBITDA 37.4 x -12.7 x -0.52 x -2.25 x -2.38 x -7.57 x
EV / FCF -406 x 1.44 x 0.31 x 1.13 x 5.14 x 10.2 x
FCF Yield -0.25% 69.6% 318% 88.5% 19.4% 9.76%
Price to Book 0.52 x 0.39 x 0.07 x 0.34 x 0.46 x 0.43 x
Nbr of stocks (in thousands) 10,403 10,403 10,403 10,403 10,403 10,403
Reference price 2 15.25 10.80 1.630 5.250 5.510 4.520
Announcement Date 8/21/18 8/29/19 8/27/20 9/1/21 7/8/22 9/1/23
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net sales 1 103.7 69.96 16.59 2.736 7.69 58.26
EBITDA 1 4.372 -9.255 -43.64 -25.66 -25.63 -7.074
EBIT 1 2.555 -16.84 -47.42 -55.84 -36.74 -18.66
Operating Margin 2.46% -24.07% -285.82% -2,040.65% -477.68% -32.03%
Earnings before Tax (EBT) 1 2.024 -17.28 -47.87 -72.57 -36.76 -18.66
Net income 1 1.209 -17.4 -48.86 -70.39 -33.83 -16.52
Net margin 1.17% -24.88% -294.45% -2,572.45% -439.93% -28.36%
EPS 2 0.1160 -1.670 -4.700 -6.770 -3.250 -1.588
Free Cash Flow 1 -0.4025 81.52 72.28 51.07 11.85 5.23
FCF margin -0.39% 116.53% 435.63% 1,866.44% 154.1% 8.98%
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 8/21/18 8/29/19 8/27/20 9/1/21 7/8/22 9/1/23
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 4.84 4.8 5.79 3.08 3.64 6.54
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) 1.107 x -0.5183 x -0.1327 x -0.1199 x -0.1419 x -0.9248 x
Free Cash Flow 1 -0.4 81.5 72.3 51.1 11.9 5.23
ROE (net income / shareholders' equity) 0.39% -5.86% -18.8% -35.8% -23.9% -14.2%
ROA (Net income/ Total Assets) 0.47% -3.23% -10.2% -15.6% -13.8% -8.39%
Assets 1 255.8 538.4 477.4 452.5 244.5 196.9
Book Value Per Share 2 29.60 27.50 22.60 15.30 12.00 10.40
Cash Flow per Share 2 0.0200 0.0100 0.0400 0.0700 0.1600 0.0200
Capex 1 48.3 - - - - -
Capex / Sales 46.55% - - - - -
Announcement Date 8/21/18 8/29/19 8/27/20 9/1/21 7/8/22 9/1/23
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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