Financials Euro Arab Insurance Group Plc.

Equities

AMMI

JO2102311013

Multiline Insurance & Brokers

End-of-day quote Amman S.E. 06:00:00 2024-05-15 pm EDT 5-day change 1st Jan Change
1.9 JOD -5.00% Intraday chart for Euro Arab Insurance Group Plc. -.--% +7.75%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 9.92 10.32 15.6 16 15.84 17.73
Enterprise Value (EV) 1 2.558 8.016 16.01 13.32 9.13 7.727
P/E ratio 14.3 x 10.3 x 12.8 x 17 x 10.4 x 10 x
Yield 3.22% 5.82% 5.64% 4% - -
Capitalization / Revenue 0.41 x 0.39 x 0.62 x 0.63 x 0.53 x 0.47 x
EV / Revenue 0.1 x 0.3 x 0.64 x 0.52 x 0.31 x 0.21 x
EV / EBITDA 2.4 x 5.46 x 9.09 x 10 x 4.38 x 3.18 x
EV / FCF 0.44 x -2.2 x 3.46 x 4.48 x 3.36 x -1.27 x
FCF Yield 225% -45.4% 28.9% 22.3% 29.7% -78.7%
Price to Book 0.94 x 0.92 x 1.31 x 1.34 x 1.18 x 1.3 x
Nbr of stocks (in thousands) 10,054 10,054 10,054 10,054 10,054 10,054
Reference price 2 0.9866 1.026 1.552 1.591 1.575 1.763
Announcement Date 3/31/19 6/8/20 3/31/21 3/7/22 3/2/23 6/2/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 24.36 26.48 24.99 25.47 29.81 37.56
EBITDA 1 1.064 1.468 1.761 1.331 2.086 2.431
EBIT 1 0.9092 1.342 1.683 1.228 1.971 2.314
Operating Margin 3.73% 5.07% 6.73% 4.82% 6.61% 6.16%
Earnings before Tax (EBT) 1 0.8969 1.234 1.6 1.184 1.953 2.314
Net income 1 0.6959 0.9991 1.218 0.9422 1.523 1.772
Net margin 2.86% 3.77% 4.87% 3.7% 5.11% 4.72%
EPS 2 0.0692 0.0994 0.1211 0.0937 0.1515 0.1762
Free Cash Flow 1 5.762 -3.636 4.629 2.972 2.716 -6.081
FCF margin 23.65% -13.73% 18.52% 11.67% 9.11% -16.19%
FCF Conversion (EBITDA) 541.63% - 262.85% 223.35% 130.22% -
FCF Conversion (Net income) 828.01% - 380.05% 315.44% 178.3% -
Dividend per Share 2 0.0318 0.0597 0.0875 0.0637 - -
Announcement Date 3/31/19 6/8/20 3/31/21 3/7/22 3/2/23 6/2/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - 0.41 - - -
Net Cash position 1 7.36 2.3 - 2.68 6.71 10
Leverage (Debt/EBITDA) - - 0.2332 x - - -
Free Cash Flow 1 5.76 -3.64 4.63 2.97 2.72 -6.08
ROE (net income / shareholders' equity) 6.6% 9.14% 10.5% 7.91% 12% 13.9%
ROA (Net income/ Total Assets) 1.74% 2.36% 2.86% 1.98% 2.72% 3.49%
Assets 1 39.99 42.34 42.62 47.53 56 50.73
Book Value Per Share 2 1.050 1.120 1.180 1.190 1.340 1.360
Cash Flow per Share 2 0.9000 0.3300 0.0200 0.3000 0.8900 1.270
Capex 1 0.02 0.08 0.05 0.28 0.11 0.02
Capex / Sales 0.09% 0.3% 0.21% 1.1% 0.38% 0.05%
Announcement Date 3/31/19 6/8/20 3/31/21 3/7/22 3/2/23 6/2/24
1JOD in Million2JOD
Estimates
  1. Stock Market
  2. Equities
  3. AMMI Stock
  4. Financials Euro Arab Insurance Group Plc.