Stock ESNT ESSENT GROUP LTD.
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Financials Essent Group Ltd.

Equities

ESNT

BMG3198U1027

Property & Casualty Insurance

Market Closed - Nyse
Other stock markets
 04:00:02 2024-07-17 pm EDT 		5-day change 1st Jan Change
61.37 USD +0.02% Intraday chart for Essent Group Ltd. +9.94% +16.36%
Jul. 11 Essent Group Closes $500 Million Offering of Notes Due 2029; Enters $500 Million Revolving Credit Facility MT
Jul. 11 Essent Group Ltd. Enters into a Five-Year, $500 Million Unsecured Revolving Credit Facility CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,115 4,857 5,028 4,188 5,631 6,547 - -
Enterprise Value (EV) 1 5,115 4,857 5,028 4,188 5,631 6,127 6,127 6,127
P/E ratio 9.19 x 11.1 x 7.45 x 5.04 x 8.11 x 9.12 x 8.66 x 8.4 x
Yield 0.6% 1.48% 1.54% 2.21% - 1.83% 1.9% 2.02%
Capitalization / Revenue 5.9 x 5.08 x 4.89 x 4.18 x 5.07 x 5.3 x 4.94 x 4.7 x
EV / Revenue 5.9 x 5.08 x 4.89 x 4.18 x 5.07 x 4.96 x 4.63 x 4.4 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.71 x 1.26 x 1.18 x 0.94 x 1.1 x 1.16 x 1.05 x 0.95 x
Nbr of stocks (in thousands) 98,394 112,423 110,432 107,707 106,760 106,673 - -
Reference price 2 51.99 43.20 45.53 38.88 52.74 61.37 61.37 61.37
Announcement Date 2/14/20 2/19/21 2/11/22 2/10/23 2/9/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 867.6 955.2 1,029 1,001 1,110 1,236 1,324 1,392
EBITDA - - - - - - - -
EBIT 1 669.2 800.5 861.7 829.1 909.3 965.7 1,033 1,090
Operating Margin 77.14% 83.8% 83.78% 82.84% 81.94% 78.15% 78.06% 78.31%
Earnings before Tax (EBT) 1 659.1 490.1 822.3 988.2 823 846.9 884.2 893.2
Net income 1 555.7 413 681.8 831.4 696.4 715.4 747 752.5
Net margin 64.05% 43.24% 66.29% 83.07% 62.75% 57.9% 56.43% 54.06%
EPS 2 5.660 3.880 6.110 7.720 6.500 6.728 7.084 7.307
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.3100 0.6400 0.7000 0.8600 - 1.124 1.164 1.238
Announcement Date 2/14/20 2/19/21 2/11/22 2/10/23 2/9/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 256.9 264.6 244.4 261.8 230 256.2 260.1 296.1 297.3 298.4 308.3 313.5 315.1 320.7 330
EBITDA - - - - - - - - - - - - - - -
EBIT 1 215.7 223.8 202.5 219.6 183.1 208.1 218 241.3 242 241 237 246 249.3 246 -
Operating Margin 83.95% 84.58% 82.86% 83.9% 79.61% 81.19% 83.79% 81.49% 81.42% 80.78% 76.87% 78.46% 79.1% 76.72% -
Earnings before Tax (EBT) 1 217 328.4 275.8 210.9 173 201.3 209.3 209.4 203 213.7 214.2 212 209.5 213.7 222.1
Net income 1 181 274.2 231.8 178.1 147.4 170.8 172.2 178 175.4 181.7 179.9 177.8 175.8 181.4 187.7
Net margin 70.45% 103.61% 94.83% 68.02% 64.06% 66.67% 66.21% 60.1% 58.99% 60.91% 58.36% 56.7% 55.8% 56.57% 56.86%
EPS 2 1.640 2.520 2.160 1.660 1.370 1.590 1.610 1.660 1.640 1.700 1.686 1.672 1.665 1.722 1.773
Dividend per Share 2 0.1900 0.2100 0.2100 0.2200 0.2300 - 0.2500 0.2500 - - 0.2800 0.2800 0.2900 0.2900 0.2900
Announcement Date 2/11/22 5/6/22 8/5/22 11/4/22 2/10/23 5/5/23 8/4/23 11/2/23 2/9/24 5/3/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 - - - - - - - -
Net Cash position 1 - - - - - 420 420 420
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 20.8% 12.1% 16.8% 19.1% 14.6% 13.1% 12.4% 11.9%
ROA (Net income/ Total Assets) 15.8% 9.1% 12.5% 14.5% 11.5% 10.6% 10.1% 9.79%
Assets 1 3,512 4,538 5,462 5,723 6,075 6,763 7,411 7,684
Book Value Per Share 2 30.30 34.40 38.70 41.40 47.90 52.90 58.70 64.70
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/14/20 2/19/21 2/11/22 2/10/23 2/9/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Essent Group Ltd.

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
10
Last Close Price
61.37 USD
Average target price
62 USD
Spread / Average Target
+1.03%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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