Equitas Small Finance Bank Limited is an India-based banking company. The Company operates through three segments: Treasury, Wholesale Banking and Retail Banking business. Treasury segment includes all investment portfolios, profit/loss on sale of investments, priority sector lending certificates (PSLC) fee, profit/loss on foreign exchange transaction, equities, income from derivatives and money market operations. The Corporate / Wholesale Banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies, which are not included under Retail Banking. The Retail Banking segment includes lending to and deposits, from retail customers and identified earnings and expenses of the segment. Its services include retail banking business with focus on micro-finance, commercial vehicle finance, home finance, loan against-property, corporate finance, and providing financing solutions for individuals and micro and small enterprises (MSEs).
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