ISLANDIA, N.Y., April 20 /PRNewswire-FirstCall/ -- Empire National Bank (OTC Bulletin Board: EMPK) announced it will now offer a "Low Doc" Small Business Credit Line and Term Loan up to $75,000 for business owners, operators, professionals and local merchants. The announcement was made by Douglas C. Manditch, Empire National Bank's Chairman and Chief Executive Officer.

Mr. Manditch stated: "At Empire National Bank, we are proud to offer our existing and potential business clients in the communities we serve this new credit 'Low Doc' product which was developed to help them grow and prosper. With a streamlined application and quick turnaround decisioning, we are confident that customers will find the entire credit process convenient and easy."

The "Low Doc" Small Business Credit Line and Term Loan program offers a credit line or term loan up to $75,000, has a streamlined application process with quick turnaround decisioning, is available with a fixed or variable rate, can be used to purchase office equipment, supplement working capital or any worthwhile purpose, requires no annual clean-up or low point, and utilizes credit scoring as the primary decision-making tool. Additionally, in order to take advantage of this special financing offer, customers are required to maintain their primary depository relationship with Empire National Bank.

About Empire National Bank

Empire National Bank is a full-service community business bank dedicated to serving the region's privately owned small to mid-sized businesses, professional practices, non-for-profit organizations as well as Long Island's local residents. The Bank serves businesses and consumers with a full complement of deposit, loan and cash management products. As Long Island's "Next Generation Bank", we pride ourselves on delivering the highest quality service in the local communities that we serve; while offering all of the products and services necessary to conduct banking competitively, efficiently, safely, and securely in today's fast-paced business environment. The Bank presently has branches in Islandia, Shirley and Port Jefferson Station.

This report may contain certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. For this purpose any statements contained in this report that are not statements of historical fact may be deemed to be forward-looking statements. Without limiting the foregoing, words such as "may," "will," "expect," "believe," "anticipate," "estimate" or "continue," or comparable terminology, are intended to identify forward-looking statements. These statements by their nature involve substantial risks and uncertainties, and actual results may differ materially depending on a variety of factors, many of which are not within Empire National Bank's control. The forward-looking statements included in this report are made only as of the date of this report. We have no intention, and do not assume any obligation, to update these forward-looking statements.

Additional information on Empire National Bank may be obtained by visiting the Bank's website at http://www.empirenb.com.

SOURCE Empire National Bank