Item 8.01. Other Events.

On April 12, 2023, ECB Bancorp, Inc. (the "Company") issued a press release announcing that its wholly owned subsidiary, Everett Co-operative Bank, is filing an application to establish a new branch office located at 331 Montvale Avenue, Woburn, Massachusetts. The new branch office is expected to open in September 2023. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Number Description

99.1 Press Release dated April 12, 2023

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

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