Dah Sing Financial : Letter to Shareholders and Reply Form - Election of Means of Receipt of Corporate Communications

(Incorporated in Hong Kong with limited liability under the Companies Ordinance) (Stock Code: 0440)

12 January 2017

Dear Shareholder,

Election of Means of Receipt of Corporate Communications

Pursuant to the Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited and the articles of association of Dah Sing Financial Holdings Limited (the "Company"), the Company will make available the following options for you to elect for receipt of future corporate communications ("Corporate Communications") of the Company, which means any document(s) issued or to be issued by the Company for the information or action of any holders of its securities, including but not limited to (a) the directors' report, its annual accounts together with a copy of the auditors' report and, where applicable, its summary financial report; (b) the interim report and, where applicable, summary interim report; (c) a notice of meeting; (d) a listing document; (e) a circular; and (f) a proxy form, in the following manners:

1. to read all future Corporate Communications published on the Company's website at www.dahsing.com ("Website Version") in place of receiving printed copies, and receive the Company's printed notification letter of the publication of the Corporate Communications on its website; or

2. to receive both the printed English and Chinese versions of all future Corporate Communications.

In support of environmental protection and for the purpose of saving printing and mailing costs, the Company recommends you to select the Website Version. To make your election, please mark (X) in the appropriate box on the enclosed reply form and sign and return it by post or hand delivery to the Company c/o its Hong Kong share registrar (the "Hong Kong Share Registrar"), Computershare Hong Kong Investor Services Limited, at 17M Floor, Hopewell Centre, 183 Queen's Road East, Wanchai, Hong Kong. If you post it in Hong Kong, you may use the mailing label in the reply form and need not affix a stamp when returning your reply form. Otherwise, please affix an appropriate stamp.

If the Company does not receive the enclosed reply form or does not receive a response indicating the objection from you by 10 February 2017 and until you inform the Company c/o the Hong Kong Share Registrar by reasonable notice in writing according to the relevant laws and regulations, you are deemed to consent to website communication only, and a notification letter of the publication of the Corporate Communications on website will be sent to you.

You have the right at any time by reasonable notice in writing to the Company c/o the Hong Kong Share Registrar or by email to [e-mail] to change the choice of means of receipt of the Corporate Communications. Even if you have chosen (or are deemed to have consented) to receive all future Corporate Communications using electronic means but for any reason have difficulty in receiving or gaining access to the Corporate Communications, the Company will promptly upon your request send the Corporate Communications to you in printed form free of charge.

Please note that (a) printed copies of the English and Chinese versions of all future Corporate Communications will be available from the Company or the Hong Kong Share Registrar on request; and (b) the same will also be available on the Company's website at www.dahsing.com and the website of the Hong Kong Exchanges and Clearing Limited at www.hkexnews.hk.

Should you have any queries in relation to this letter, please call the Company's telephone hotline at (852) 2862 8688 during business hours from 9:00 a.m. to 6:00 p.m. from Monday to Friday, excluding public holidays.

By order of the Board

Dah Sing Financial Holdings Limited Doris Wai-Nar Wong Company Secretary

DSFH-12012017-1(0)

Reply Form

To: Dah Sing Financial Holdings Limited (the "Company") (Incorporated in Hong Kong with limited liability) (Stock Code: 0440)

c/o Computershare Hong Kong Investor Services Limited 17M Floor, Hopewell Centre, 183 Queen's Road East, Wanchai, Hong Kong

0440

183

I/We would like to receive the corporate communications* of the Company ("Corporate Communications") in the manner as indicated below:

*

(Please mark ONLY ONE X of the following boxes)

( X )

D

to read all future Corporate Communications published on the Company's website (the "Website Version") in place of receiving printed copies, and receive the Company's printed notification letter of the publication of Corporate Communications on its website; OR

( )

D

to receive both printed English and Chinese versions of all future Corporate Communications.

Signature

Notes 1

1. Please complete all your details clearly.

   Contact telephone number

   Date

2. If the Company does not receive this reply form or receive a response indicating the objection from you by 10 February 2017, you are deemed to consent to website communication only, all future Corporate Communications will be sent out in the manner specified in the Company 's letter dated 12 January 2017 and we will send you a notification letter of the publication of the Corporate Communications on website.

3. By selection to read the Website Version of the Corporate Communications published on the Company's website in place of receiving printed copies, you have expressly consented to waive the right to receive the Corporate Communications in printed form.

4. If your shares are held in joint names, the shareholder whose name stands first on the register of members of the Company in respect of the joint holding should sign on this reply form in order to be valid.

5. The above instruction will apply to all future Corporate Communications to be s ent to shareholders of the Company until you notify otherwise by reasonable notice in writing or by email to da hs ingf ina nc ia l. ec om@ c o mp u t er ha r e. c om. hk to the Company c/o the Company's Hong Kong share registrar, Computershare Hong Kong Investor Services Limited . The address is 17M Floor, Hopewell Centre, 183 Queen's Road East, Wanchai, Hong Kong.

   da hs ingf ina nc ia l. ec o m @ c o mp ut er ha r e. c om. hk

   183 17M

6. Shareholders are entitled to change the choice of means of receipt of Corporate Communications at any time by reasonable notice in writing or by email to da hs ingf ina nc ia l. ec om@ c o mp u t er ha r e. c om. hk to the Company c/o the Company's Hong Kong share registrar.

   da hs ingf ina nc ia l. ec om @ c o mp u t er ha r e. c om. hk

7. For the avoidance of doubt, we do not accept any special instructi ons written on this reply form.

*Corporate Communications include but not limited to (a) the directors' report, its annual accounts together with a copy of the auditors' report and, where app licable, its summary financial report;

(b) the interim report and, where applicable, summary interim report; (c) a notice of meeting; (d) a listing document; (e) a circular; and (f) a proxy form.

(a) (b) (c) (d) (e) (f)

DSFH-12012017-1(0)

----------------------------------------------------------------------------------------------------------------------------- -----------------------------------------------------------------------------------

l� MAILING LABEL

l�

Please cut the mailing label and stick this on the envelope to return this reply form to us.

No postage stamp necessary if posted in Hong Kong.

Computershare Hong Kong Investor Services Limited

�� Freepost No. 37

Hong Kong