City Holding Company announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2015. For the quarter, the company total interest income of $32,222,000 against $32,282,000 a year ago. Net interest income was $29,212,000 against $29,241,000 a year ago. Net interest income after provision for loan losses was $26,399,000 against $28,857,000 a year ago. Income before income taxes was $19,308,000 against $20,491,000 a year ago. Net income available to common shareholders was $13,515,000 against $14,530,000 a year ago. Earnings per diluted share were $0.88 against $0.95 a year ago. Return on average assets was 1.48% against 1.69% a year ago. Return on average tangible equity was 15.49% against 18.26% a year ago. Return on tangible equity was 15.5%.

For the year, the company total interest income of $127,074,000 against $129,566,000 a year ago. Net interest income was $115,244,000 against $117,606,000 a year ago. Net interest income after provision for loan losses was $108,256,000 against $113,552,000 a year ago. Income before income taxes was $82,511,000 against $77,233,000 a year ago. Net income available to common shareholders was $54,097,000 against $52,962,000 a year ago. Earnings per diluted share were $3.53 against $3.38 a year ago. Return on average assets was 1.52% against 1.56% a year ago. Return on average tangible equity was 15.77% against 16.49% a year ago. Book value per share was $27.61 as on December 31, 2015. Tangible book value per share was $22.36 as on December 31, 2015.

For the fourth quarter, the company reported net charge-offs of $3,710,000 against $721,000 a year ago.