Financials Citizens National Corporation

Equities

CZNL

US1747671030

Delayed OTC Markets 10:09:11 2024-04-02 am EDT 5-day change 1st Jan Change
45 USD +15.38% Intraday chart for Citizens National Corporation -.--% +13.18%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 63.13 57.87 44.84 57.76 46.62 39.29
Enterprise Value (EV) 1 88.27 35.61 -91.23 -89.64 36.09 39.74
P/E ratio 11.7 x 8.98 x 9.52 x 10.8 x 7.71 x 7.82 x
Yield 1.4% 1.56% 1.98% 1.55% 2% 2.41%
Capitalization / Revenue 2.68 x 2.42 x 2.02 x 2.45 x 1.9 x 1.68 x
EV / Revenue 3.75 x 1.49 x -4.12 x -3.8 x 1.47 x 1.7 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.92 x 0.74 x 0.55 x 0.7 x 0.78 x 0.58 x
Nbr of stocks (in thousands) 1,052 1,052 1,008 996 992 988
Reference price 2 60.00 55.00 44.50 58.00 47.00 39.76
Announcement Date 2/29/20 2/29/20 3/12/21 3/11/22 3/13/23 3/28/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 23.51 23.94 22.15 23.61 24.47 23.32
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 5.765 6.223 5.062 6.202 7.025 5.856
Net income 1 5.196 6.194 4.692 5.357 6.061 5.028
Net margin 22.1% 25.87% 21.18% 22.69% 24.77% 21.56%
EPS 2 5.114 6.127 4.673 5.379 6.098 5.084
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.8400 0.8600 0.8800 0.9000 0.9400 0.9600
Announcement Date 2/29/20 2/29/20 3/12/21 3/11/22 3/13/23 3/28/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 25.1 - - - - 0.46
Net Cash position 1 - 22.3 136 147 10.5 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 8.76% 6.05% 6.58% 8.54% 7.91%
ROA (Net income/ Total Assets) - 0.99% 0.67% 0.71% 0.82% 0.74%
Assets 1 - 623.1 697.2 755.6 735.4 678.7
Book Value Per Share 2 65.40 74.30 80.40 82.80 60.00 68.50
Cash Flow per Share 2 3.400 8.930 12.70 15.10 12.80 10.90
Capex 1 1.6 0.9 1.18 0.33 0.58 0.31
Capex / Sales 6.8% 3.75% 5.34% 1.38% 2.35% 1.33%
Announcement Date 2/29/20 2/29/20 3/12/21 3/11/22 3/13/23 3/28/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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