Citizens Financial Group, Inc. reported consolidated earnings results for the fourth quarter and year ended December 31, 2017. For the quarter, net interest income was $1,080 million compared to $986 million a year ago. Total revenue was $1,484 million compared to $1,363 million a year ago. Net income was $666 million compared to $282 million a year ago. Net income available to common stockholders was $666 million compared to $282 million a year ago. Net income available to common stockholders was $666 million compared to $282 million a year ago. Adjusted/underlying net income available to common stockholders was $349 million or $0.71 per diluted share compared to $282 million or $0.55 per diluted share a year ago. Return on average common equity was 13.5% compared to 5.7% a year ago. Return on average tangible common equity was 19.9% compared to 8.4% a year ago. Return on average total assets was 1.75% compared to 0.76% a year ago. Diluted earnings per share were $1.35 compared to $0.55 a year ago.

For the year, net interest income was $4,173 million compared to $3,758 million a year ago. Total revenue was $5,707 million compared to $5,255 million a year ago. Net income was $1,652 million compared to $1,045 million a year ago. Net income available to common stockholders was $1,638 million compared to $1,031 million a year ago. Adjusted/underlying net income available to common stockholders was $1,298 million or $2.58 per diluted share compared to $1,012 million or $1.93 per diluted share a year ago. Return on average common equity was 8.3% compared to 5.2% a year ago. Return on average tangible common equity was 12.3% compared to 7.7% a year ago. Return on average total assets was 1.10% compared to 0.73% a year ago. Diluted earnings per share were $3.25 compared to $1.97 a year ago. Tangible book value per common share was $27.48 compared to $25.69 a year ago.

For the quarter, net charge-offs was $78 million compared to $104 million a year ago.