BNCCORP, Inc. reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2012. For the quarter, net interest income was $4.660 million against $5.009 million a year ago. Income before income taxes was $5.353 million against $1.414 million a year ago. Net income available to common shareholders was $4.608 million or $1.34 per diluted share against $1.036 million or $0.31 per diluted share a year ago. Results reflect sharply higher non-interest income, which more than offset lower net interest income and higher non-interest expense when compared to the fourth quarter of 2011.

For the year, net interest income was $18.471 million against $19.477 million a year ago. Income before income taxes was $21.344 million against $4.230 million a year ago. Net income available to common shareholders was $25.162 million or $7.52 per diluted share against $2.814 million or $0.86 per diluted share a year ago.